Primary Bank
Bedford, NH
IDRSSD: 4845861
Total Assets
$722.85M
Latest filing
Total Deposits
$605.29M
Latest filing
Net Interest Margin
3.96%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
011402105BEDFORD, NH
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Primary Bank
207 Route 101
Bedford, NH 03110
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/28/2015FDIC Certificate 560705
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Primary Bank (Main) | 207 Route 101 | Bedford, NH |
| PRIMARY BANK - MANCESTER NORTH | 1662 Elm St | Manchester, NH |
| DERRY BRANCH OFFICE | 23 Crystal Ave | Derry, NH |
| NASHUA BRANCH | 327 Amherst St | Nashua, NH |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/28/2015 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 03110 |
| State and County Number | 33011 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Manchester-Nashua, NH |
Operational Info
| Number of Employees | 58 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/28/2015 |
| Primary Insurance Agency | DIF |
| Website | www.primarybanknh.com |
| Data Updated | 01/30/2026 |
| CERT | 59086 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $722.85M |
| Total Deposits | $605.29M |
| Total Liabilities | $609.80M |
| Total Equity Capital | $113.05M |
| Net Income | $2.78M |
| Net Loans and Leases | $631.72M |
| Assets Per Employee ($Millions) | $11.12M |
| Bank Premises and Fixed Assets | $2.04M |
| Cash and Balances due from Depository Institutions | $66.67M |
| Deposits Held in Domestic Offices | $605.29M |
Key Performance Ratios
| Return on Assets (ROA) | 1.53% |
| Return on Equity (ROE) | 9.98% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 44.82% |
| Tier 1 Risk-Based Capital Ratio | 16.064% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.51% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.639% |
| Earning Assets to total Assets | 98.09% |
Income and Expense
| Total Interest Income | $10.22M |
| Total Noninterest Income | $154.00k |
| Total Interest Expense | $3.15M |
| Total Noninterest Expense | $3.24M |
| Net Interest Income | $7.07M |
| Pre-tax Net Operating Income | $3.05M |
| Provision for Credit Losses | $937.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $3.70M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.50M |
| Total Liabilities and Capital | $722.85M |
Securities
| Securities | $13.86M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $9.10M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Primary Bank?
$722.85M as of the latest filing.
How much are Primary Bank's total deposits?
$605.29M in total deposits.
Where is Primary Bank located?
Bedford, NH.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
4.
When was it established?
07/28/2015.
What is the Return on Assets (ROA)?
1.53%.
How much are total loans and leases?
$631.72M (latest filing).
What is the total interest income (latest filing)?
$10.22M.