The Millyard Bank

Nashua, NH
IDRSSD: 5448915
Total Assets
$305.38M
Latest filing
Total Deposits
$254.93M
Latest filing
Net Interest Margin
2.84%
Profitability

Locations

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Main Office
The Millyard Bank
57 Northeastern Blvd
Nashua, NH 03062
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/21/2019FDIC Certificate 607286

Branches (1)

Page 1 of 1
NameAddressCity / State
The Millyard Bank (Main)57 Northeastern BlvdNashua, NH
HOLLIS BRANCH9 Ash StHollis, NH
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/21/2019
Community BankYes
Ownership TypeNot Mutual
ZIP03062
State and County Number33011
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameManchester-Nashua, NH

Operational Info

Number of Employees28
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance11/21/2019
Primary Insurance AgencyDIF
Websitewww.millyardbank.com
Data Updated11/14/2025
CERT59176
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$305.38M
Total Deposits$254.93M
Total Liabilities$276.35M
Total Equity Capital$29.03M
Net Income$331.00k
Net Loans and Leases$222.51M
Assets Per Employee ($Millions)$10.91M
Bank Premises and Fixed Assets$5.87M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$254.93M

Key Performance Ratios

Return on Assets (ROA)0.45%
Return on Equity (ROE)4.59%
Net Interest Margin2.84%
Efficiency Ratio73.08%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.507%
Earning Assets to total Assets96.78%

Income and Expense

Total Interest Income$4.10M
Total Noninterest Income$69.00k
Total Interest Expense$2.10M
Total Noninterest Expense$1.51M
Net Interest Income$2.00M
Pre-tax Net Operating Income$432.00k
Provision for Credit Losses$126.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$20.00M
Federal Funds Sold & Reverse Repurchase Agreement$1.53M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.42M
Total Liabilities and Capital$305.38M

Securities

Securities$34.92M
Available-for-sale debt securities$9.45M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$25.47M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Millyard Bank?
$305.38M as of the latest filing.
How much are The Millyard Bank's total deposits?
$254.93M in total deposits.
Where is The Millyard Bank located?
Nashua, NH.
What is the Net Interest Margin?
2.84%.
How many domestic offices does it operate?
2.
When was it established?
11/21/2019.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$222.51M (latest filing).
What is the total interest income (latest filing)?
$4.10M.