Mascoma Bank
Lebanon, NH
IDRSSD: 268006
Total Assets
$2.99B
Latest filing
Total Deposits
$2.66B
Latest filing
Net Interest Margin
3.20%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
211770213LEBANON, NH
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Mascoma Bank
67 N Park St
Lebanon, NH 03766
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1899FDIC Certificate 11943
Branches (25)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Mascoma Bank (Main) | 67 N Park St | Lebanon, NH |
| LITTLETON, N. H./BRANCH | 8 Main St | Littleton, NH |
| CLAREMONT BRANCH | 137 Broad St | Claremont, NH |
| WEST STREET BRANCH | 255 West St | Keene, NH |
| WALPOLE BRANCH | 53 Main St | Walpole, NH |
| MAIN & VERSHIRE BRANCH | 292 Vt Rte 110 | Chelsea, VT |
| NORWICH BRANCH | 303 Main St | Norwich, VT |
| MAPLE STREET BRANCH | 31 Maple St | White River Junction, VT |
Showing 7 of 25
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 03766 |
| State and County Number | 33009 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Lebanon, NH-VT |
Operational Info
| Number of Employees | 401 |
| Domestic Offices | 26 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/02/1959 |
| Primary Insurance Agency | DIF |
| Website | www.mascoma.bank |
| Data Updated | 01/30/2026 |
| CERT | 18013 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.99B |
| Total Deposits | $2.66B |
| Total Liabilities | $2.74B |
| Total Equity Capital | $251.76M |
| Net Income | $5.80M |
| Net Loans and Leases | $2.46B |
| Assets Per Employee ($Millions) | $7.33M |
| Bank Premises and Fixed Assets | $33.12M |
| Cash and Balances due from Depository Institutions | $60.07M |
| Deposits Held in Domestic Offices | $2.66B |
Key Performance Ratios
| Return on Assets (ROA) | 0.78% |
| Return on Equity (ROE) | 9.32% |
| Net Interest Margin | 3.2% |
| Efficiency Ratio | 75.85% |
| Tier 1 Risk-Based Capital Ratio | 11.964% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.415% |
| Earning Assets to total Assets | 95.31% |
Income and Expense
| Total Interest Income | $34.62M |
| Total Noninterest Income | $5.40M |
| Total Interest Expense | $11.86M |
| Total Noninterest Expense | $21.36M |
| Net Interest Income | $22.76M |
| Pre-tax Net Operating Income | $6.94M |
| Provision for Credit Losses | $-141,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $31.26M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $15.72M |
| All Other Liabilities | $30.87M |
| Total Liabilities and Capital | $2.99B |
Securities
| Securities | $344.40M |
| Available-for-sale debt securities | $344.40M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $14.12M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mascoma Bank?
$2.99B as of the latest filing.
How much are Mascoma Bank's total deposits?
$2.66B in total deposits.
Where is Mascoma Bank located?
Lebanon, NH.
What is the Net Interest Margin?
3.20%.
How many domestic offices does it operate?
26.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$2.46B (latest filing).
What is the total interest income (latest filing)?
$34.62M.