Sugar River Bank
Newport, NH
IDRSSD: 92706
Total Assets
$416.53M
Latest filing
Total Deposits
$358.36M
Latest filing
Net Interest Margin
3.73%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Sugar River Bank
10 N Main St
Newport, NH 03773
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/01/1895FDIC Certificate 11957
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Sugar River Bank (Main) | 10 N Main St | Newport, NH |
| WARNER BRANCH | 2 W Main St | Warner, NH |
| NEW LONDON BRANCH | 196 Newport Rd | New London, NH |
| SUNAPEE BRANCH | 541 Route 11 | Sunapee, NH |
| GRANTHAM BRANCH | Route 10, The Village Center | Grantham, NH |
| CONCORD BRANCH | 198 Loudon Rd | Concord, NH |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1895 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 03773 |
| State and County Number | 33019 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Lebanon, NH-VT |
Operational Info
| Number of Employees | 72 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/02/1959 |
| Primary Insurance Agency | DIF |
| Website | www.sugarriverbank.com |
| Data Updated | 04/10/2026 |
| CERT | 18028 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $416.53M |
| Total Deposits | $358.36M |
| Total Liabilities | $368.61M |
| Total Equity Capital | $47.92M |
| Net Income | $656.00k |
| Net Loans and Leases | $284.56M |
| Assets Per Employee ($Millions) | $5.63M |
| Bank Premises and Fixed Assets | $6.39M |
| Cash and Balances due from Depository Institutions | $27.70M |
| Deposits Held in Domestic Offices | $358.36M |
Key Performance Ratios
| Return on Assets (ROA) | 0.63% |
| Return on Equity (ROE) | 5.5% |
| Net Interest Margin | 3.73% |
| Efficiency Ratio | 77.04% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.504% |
| Earning Assets to total Assets | 93.34% |
Income and Expense
| Total Interest Income | $4.67M |
| Total Noninterest Income | $462.00k |
| Total Interest Expense | $1.05M |
| Total Noninterest Expense | $3.15M |
| Net Interest Income | $3.62M |
| Pre-tax Net Operating Income | $818.00k |
| Provision for Credit Losses | $120.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $328.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.26M |
| Total Liabilities and Capital | $416.53M |
Securities
| Securities | $77.80M |
| Available-for-sale debt securities | $77.38M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Sugar River Bank?
$416.53M as of the latest filing.
How much are Sugar River Bank's total deposits?
$358.36M in total deposits.
Where is Sugar River Bank located?
Newport, NH.
What is the Net Interest Margin?
3.73%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1895.
What is the Return on Assets (ROA)?
0.63%.
How much are total loans and leases?
$284.56M (latest filing).
What is the total interest income (latest filing)?
$4.67M.