Bank of New Hampshire

Laconia, NH
IDRSSD: 265407
Total Assets
$2.73B
Latest filing
Total Deposits
$2.35B
Latest filing
Net Interest Margin
3.20%
Profitability

Locations

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Main Office
Bank of New Hampshire
62 Pleasant St
Laconia, NH 03246
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/02/1831FDIC Certificate 11942

Branches (23)

Page 1 of 4
NameAddressCity / State
Bank of New Hampshire (Main)62 Pleasant StLaconia, NH
GORHAM BRANCH583 Main StGorham, NH
WHITEFIELD BRANCH60 King SqWhitefield, NH
LITTLETON BRANCH160 Main StLittleton, NH
GILFORD VILLAGE OFFICE1 Country Club RdGilford, NH
OSSIPEE BRANCHRoute 16Ossipee, NH
CONWAY BRANCH23 Main StConway, NH
MOULTONBOROUGH BANKING BRANCH960 Whittier HwyMoultonborough, NH
Showing 7 of 23

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date07/02/1831
Community BankYes
Ownership TypeNot Mutual
ZIP03246
State and County Number33001
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number01
Numeric code15
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameLaconia, NH

Operational Info

Number of Employees250
Domestic Offices24
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance07/02/1959
Primary Insurance AgencyDIF
Websitewww.BNH.bank
Data Updated11/14/2025
CERT18012
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.73B
Total Deposits$2.35B
Total Liabilities$2.42B
Total Equity Capital$310.55M
Net Income$6.92M
Net Loans and Leases$2.12B
Assets Per Employee ($Millions)$10.9M
Bank Premises and Fixed Assets$42.68M
Cash and Balances due from Depository Institutions$194.44M
Deposits Held in Domestic Offices$2.35B

Key Performance Ratios

Return on Assets (ROA)1.03%
Return on Equity (ROE)9.04%
Net Interest Margin3.2%
Efficiency Ratio60.31%
Tier 1 Risk-Based Capital Ratio13.136%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.394%
Earning Assets to total Assets93.9%

Income and Expense

Total Interest Income$31.27M
Total Noninterest Income$3.80M
Total Interest Expense$11.19M
Total Noninterest Expense$14.44M
Net Interest Income$20.08M
Pre-tax Net Operating Income$9.07M
Provision for Credit Losses$368.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$112.00k
Other borrowed funds$4.08M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$31.29M
All Other Liabilities$28.62M
Total Liabilities and Capital$2.73B

Securities

Securities$262.75M
Available-for-sale debt securities$252.59M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$10.28M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of New Hampshire?
$2.73B as of the latest filing.
How much are Bank of New Hampshire's total deposits?
$2.35B in total deposits.
Where is Bank of New Hampshire located?
Laconia, NH.
What is the Net Interest Margin?
3.20%.
How many domestic offices does it operate?
24.
When was it established?
07/02/1831.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$2.12B (latest filing).
What is the total interest income (latest filing)?
$31.27M.