Profile Bank
Rochester, NH
IDRSSD: 672573
Total Assets
$318.62M
Latest filing
Total Deposits
$289.21M
Latest filing
Net Interest Margin
3.02%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Profile Bank
45 Wakefield St
Rochester, NH 03867
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1907FDIC Certificate 40989
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Profile Bank (Main) | 45 Wakefield St | Rochester, NH |
| MEADOW ST BRANCH | 65 Meadow St | Sanbornville, NH |
| ALTON BRANCH | 145 Main St | Alton, NH |
| ROUTE 108 BRANCH | 154 Route 108 | Somersworth, NH |
| DOVER BRANCH | 538 Central Ave | Dover, NH |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 03867 |
| State and County Number | 33017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.profilebank.com |
| Data Updated | 11/14/2025 |
| CERT | 28155 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $318.62M |
| Total Deposits | $289.21M |
| Total Liabilities | $290.85M |
| Total Equity Capital | $27.77M |
| Net Income | $251.00k |
| Net Loans and Leases | $184.46M |
| Assets Per Employee ($Millions) | $5.79M |
| Bank Premises and Fixed Assets | $7.14M |
| Cash and Balances due from Depository Institutions | $36.61M |
| Deposits Held in Domestic Offices | $289.21M |
Key Performance Ratios
| Return on Assets (ROA) | 0.32% |
| Return on Equity (ROE) | 3.63% |
| Net Interest Margin | 3.02% |
| Efficiency Ratio | 86.76% |
| Tier 1 Risk-Based Capital Ratio | 16.735% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.716% |
| Earning Assets to total Assets | 94.03% |
Income and Expense
| Total Interest Income | $3.12M |
| Total Noninterest Income | $160.00k |
| Total Interest Expense | $863.00k |
| Total Noninterest Expense | $2.10M |
| Net Interest Income | $2.26M |
| Pre-tax Net Operating Income | $320.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $411.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.22M |
| Total Liabilities and Capital | $318.62M |
Securities
| Securities | $80.04M |
| Available-for-sale debt securities | $4.65M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $75.39M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Profile Bank?
$318.62M as of the latest filing.
How much are Profile Bank's total deposits?
$289.21M in total deposits.
Where is Profile Bank located?
Rochester, NH.
What is the Net Interest Margin?
3.02%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
0.32%.
How much are total loans and leases?
$184.46M (latest filing).
What is the total interest income (latest filing)?
$3.12M.