Profile Bank

Rochester, NH
IDRSSD: 672573
Total Assets
$314.25M
Latest filing
Total Deposits
$276.19M
Latest filing
Net Interest Margin
3.09%
Profitability

Key People

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Locations

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Main Office
Profile Bank
45 Wakefield St
Rochester, NH 03867
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1907FDIC Certificate 40989

Branches (4)

Page 1 of 1
NameAddressCity / State
Profile Bank (Main)45 Wakefield StRochester, NH
MEADOW ST BRANCH65 Meadow StSanbornville, NH
ALTON BRANCH145 Main StAlton, NH
ROUTE 108 BRANCH154 Route 108Somersworth, NH
DOVER BRANCH538 Central AveDover, NH
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1907
Community BankYes
Ownership TypeNot Mutual
ZIP03867
State and County Number33017
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code15
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBoston-Cambridge-Newton, MA-NH

Operational Info

Number of Employees55
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.profilebank.com
Data Updated01/30/2026
CERT28155
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$314.25M
Total Deposits$276.19M
Total Liabilities$286.35M
Total Equity Capital$27.90M
Net Income$109.00k
Net Loans and Leases$197.49M
Assets Per Employee ($Millions)$5.82M
Bank Premises and Fixed Assets$7.06M
Cash and Balances due from Depository Institutions$21.60M
Deposits Held in Domestic Offices$276.19M

Key Performance Ratios

Return on Assets (ROA)0.14%
Return on Equity (ROE)1.57%
Net Interest Margin3.09%
Efficiency Ratio91.86%
Tier 1 Risk-Based Capital Ratio15.761%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.879%
Earning Assets to total Assets93.94%

Income and Expense

Total Interest Income$3.13M
Total Noninterest Income$167.00k
Total Interest Expense$827.00k
Total Noninterest Expense$2.27M
Net Interest Income$2.30M
Pre-tax Net Operating Income$201.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$8.91M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.24M
Total Liabilities and Capital$314.25M

Securities

Securities$77.73M
Available-for-sale debt securities$4.42M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$73.32M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Profile Bank?
$314.25M as of the latest filing.
How much are Profile Bank's total deposits?
$276.19M in total deposits.
Where is Profile Bank located?
Rochester, NH.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
0.14%.
How much are total loans and leases?
$197.49M (latest filing).
What is the total interest income (latest filing)?
$3.13M.