Belgrade State Bank
Belgrade, MO
IDRSSD: 761244
Total Assets
$534.84M
Latest filing
Total Deposits
$485.83M
Latest filing
Net Interest Margin
4.22%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Belgrade State Bank
14185 Highway C
Belgrade, MO 63622
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/19/1906FDIC Certificate 7756
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Belgrade State Bank (Main) | 14185 Highway C | Belgrade, MO |
| CALEDONIA DRIVE-IN FACILITY | 101 Highway 21 | Caledonia, MO |
| POTOSI BRANCH | 306 N Missouri St | Potosi, MO |
| DESLOGE | 414 N State St | Desloge, MO |
| WEST KARSCH BOULEVARD BRANCH | 515 W Karsch Blvd | Farmington, MO |
| 801 EAST HIGH | 801 E High St | Potosi, MO |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/19/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63622 |
| State and County Number | 29221 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 89 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/31/2008 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | belgradestatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 12208 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $534.84M |
| Total Deposits | $485.83M |
| Total Liabilities | $489.43M |
| Total Equity Capital | $45.41M |
| Net Income | $958.00k |
| Net Loans and Leases | $379.97M |
| Assets Per Employee ($Millions) | $6.08M |
| Bank Premises and Fixed Assets | $8.42M |
| Cash and Balances due from Depository Institutions | $39.34M |
| Deposits Held in Domestic Offices | $485.83M |
Key Performance Ratios
| Return on Assets (ROA) | 0.73% |
| Return on Equity (ROE) | 8.54% |
| Net Interest Margin | 4.22% |
| Efficiency Ratio | 59.29% |
| Tier 1 Risk-Based Capital Ratio | 14.341% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.491% |
| Earning Assets to total Assets | 93.33% |
Income and Expense
| Total Interest Income | $7.92M |
| Total Noninterest Income | $1.06M |
| Total Interest Expense | $2.72M |
| Total Noninterest Expense | $3.71M |
| Net Interest Income | $5.20M |
| Pre-tax Net Operating Income | $1.21M |
| Provision for Credit Losses | $1.34M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $3.20M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.77M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.60M |
| Total Liabilities and Capital | $534.84M |
Securities
| Securities | $80.64M |
| Available-for-sale debt securities | $68.67M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $11.97M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Belgrade State Bank?
$534.84M as of the latest filing.
How much are Belgrade State Bank's total deposits?
$485.83M in total deposits.
Where is Belgrade State Bank located?
Belgrade, MO.
What is the Net Interest Margin?
4.22%.
How many domestic offices does it operate?
6.
When was it established?
06/19/1906.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$379.97M (latest filing).
What is the total interest income (latest filing)?
$7.92M.