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Belgrade State Bank

Belgrade, MO
IDRSSD: 761244
Total Assets
$519.64M
Latest filing
Total Deposits
$471.49M
Latest filing
Net Interest Margin
4.28%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date06/19/1906
Community BankYes
Ownership TypeNot Mutual
ZIP63622
State and County Number29221
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees84
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/31/2008
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitebelgradestatebank.com
Data Updated11/14/2025
CERT12208
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$519.64M
Total Deposits$471.49M
Total Liabilities$475.35M
Total Equity Capital$44.29M
Net Income$1.89M
Net Loans and Leases$379.43M
Assets Per Employee ($Millions)$5.84M
Bank Premises and Fixed Assets$8.54M
Cash and Balances due from Depository Institutions$43.59M
Deposits Held in Domestic Offices$471.49M

Key Performance Ratios

Return on Assets (ROA)1.47%
Return on Equity (ROE)17.72%
Net Interest Margin4.28%
Efficiency Ratio58.69%
Tier 1 Risk-Based Capital Ratio14.397%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.523%
Earning Assets to total Assets93.41%

Income and Expense

Total Interest Income$7.79M
Total Noninterest Income$1.03M
Total Interest Expense$2.65M
Total Noninterest Expense$3.63M
Net Interest Income$5.15M
Pre-tax Net Operating Income$2.46M
Provision for Credit Losses$90.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$163.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$3.92M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.86M
Total Liabilities and Capital$519.64M

Securities

Securities$68.49M
Available-for-sale debt securities$56.57M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$11.93M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Belgrade State Bank?
$519.64M as of the latest filing.
How much are Belgrade State Bank's total deposits?
$471.49M in total deposits.
Where is Belgrade State Bank located?
Belgrade, MO.
What is the Net Interest Margin?
4.28%.
How many domestic offices does it operate?
6.
When was it established?
06/19/1906.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$379.43M (latest filing).
What is the total interest income (latest filing)?
$7.79M.