Farmers Bank of Northern Missouri
Unionville, MO
IDRSSD: 303952
Total Assets
$567.25M
Latest filing
Total Deposits
$478.77M
Latest filing
Net Interest Margin
3.74%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Farmers Bank of Northern Missouri
1604 Main St
Unionville, MO 63565
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/01/1901FDIC Certificate 3003
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Farmers Bank of Northern Missouri (Main) | 1604 Main St | Unionville, MO |
| MERCER BRANCH | State And Main Streets | Mercer, MO |
| TRENTON BRANCH | 1801 E 28th St | Trenton, MO |
| GALLATIN BRANCH | 121 W Jackson St | Gallatin, MO |
| BETHANY BRANCH | 3601 Miller St | Bethany, MO |
| FARMERS BANK OF NORTHERN MISSOURI | 205 Nw Church St | Leon, IA |
| JAMESPORT BRANCH | 31438 State Highway 6 | Jamesport, MO |
| PRINCETON BRANCH | 602 West Grant Street | Princeton, MO |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63565 |
| State and County Number | 29171 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 93 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.onlinefarmersbank.com |
| Data Updated | 01/30/2026 |
| CERT | 4539 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $567.25M |
| Total Deposits | $478.77M |
| Total Liabilities | $501.00M |
| Total Equity Capital | $66.25M |
| Net Income | $1.10M |
| Net Loans and Leases | $306.64M |
| Assets Per Employee ($Millions) | $6.03M |
| Bank Premises and Fixed Assets | $7.64M |
| Cash and Balances due from Depository Institutions | $37.79M |
| Deposits Held in Domestic Offices | $478.77M |
Key Performance Ratios
| Return on Assets (ROA) | 0.8% |
| Return on Equity (ROE) | 6.82% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 71.72% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.678% |
| Earning Assets to total Assets | 92.46% |
Income and Expense
| Total Interest Income | $6.95M |
| Total Noninterest Income | $597.00k |
| Total Interest Expense | $2.16M |
| Total Noninterest Expense | $3.86M |
| Net Interest Income | $4.79M |
| Pre-tax Net Operating Income | $1.44M |
| Provision for Credit Losses | $87.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $12.65M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.23M |
| Total Liabilities and Capital | $567.25M |
Securities
| Securities | $178.61M |
| Available-for-sale debt securities | $177.41M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.13M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers Bank of Northern Missouri?
$567.25M as of the latest filing.
How much are Farmers Bank of Northern Missouri's total deposits?
$478.77M in total deposits.
Where is Farmers Bank of Northern Missouri located?
Unionville, MO.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
10.
When was it established?
06/01/1901.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$306.64M (latest filing).
What is the total interest income (latest filing)?
$6.95M.