Unity National Bank of Houston
Houston, TX
IDRSSD: 853251
Total Assets
$233.02M
Latest filing
Total Deposits
$202.42M
Latest filing
Net Interest Margin
2.69%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Unity National Bank of Houston
2602 Blodgett St
Houston, TX 77004
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/01/1985FDIC Certificate 32907
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Unity National Bank of Houston (Main) | 2602 Blodgett St | Houston, TX |
| MISSOURI BRANCH | 1661 Texas Parkway (fm 2234) | Missouri City, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/01/1985 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77004 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/01/1985 |
| Primary Insurance Agency | DIF |
| Website | www.unitybanktexas.com |
| Data Updated | 11/14/2025 |
| CERT | 26351 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $233.02M |
| Total Deposits | $202.42M |
| Total Liabilities | $204.85M |
| Total Equity Capital | $28.17M |
| Net Income | $234.00k |
| Net Loans and Leases | $141.60M |
| Assets Per Employee ($Millions) | $5.97M |
| Bank Premises and Fixed Assets | $1.01M |
| Cash and Balances due from Depository Institutions | $11.71M |
| Deposits Held in Domestic Offices | $202.42M |
Key Performance Ratios
| Return on Assets (ROA) | 0.4% |
| Return on Equity (ROE) | 3.37% |
| Net Interest Margin | 2.69% |
| Efficiency Ratio | 95.73% |
| Tier 1 Risk-Based Capital Ratio | 19.255% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.35% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.089% |
| Earning Assets to total Assets | 90% |
Income and Expense
| Total Interest Income | $2.98M |
| Total Noninterest Income | $10.20M |
| Total Interest Expense | $1.57M |
| Total Noninterest Expense | $11.11M |
| Net Interest Income | $1.40M |
| Pre-tax Net Operating Income | $294.00k |
| Provision for Credit Losses | $202.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.34M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.56M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.44M |
| Total Liabilities and Capital | $233.02M |
Securities
| Securities | $53.78M |
| Available-for-sale debt securities | $53.78M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Unity National Bank of Houston?
$233.02M as of the latest filing.
How much are Unity National Bank of Houston's total deposits?
$202.42M in total deposits.
Where is Unity National Bank of Houston located?
Houston, TX.
What is the Net Interest Margin?
2.69%.
How many domestic offices does it operate?
2.
When was it established?
08/01/1985.
What is the Return on Assets (ROA)?
0.4%.
How much are total loans and leases?
$141.60M (latest filing).
What is the total interest income (latest filing)?
$2.98M.