Tioga-Franklin Savings Bank
Philadelphia, PA
IDRSSD: 885579
Total Assets
$71.78M
Latest filing
Total Deposits
$67.11M
Latest filing
Net Interest Margin
3.08%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Tioga-Franklin Savings Bank
320 E Girard Ave
Philadelphia, PA 19125
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/31/1873FDIC Certificate 48082
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Tioga-Franklin Savings Bank (Main) | 320 E Girard Ave | Philadelphia, PA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 03/31/1873 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 19125 |
| State and County Number | 42101 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/23/2022 |
| Date of Deposit Insurance | 07/01/2000 |
| Primary Insurance Agency | DIF |
| Website | www.tiogafranklin.com |
| Data Updated | 11/14/2025 |
| CERT | 33802 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $71.78M |
| Total Deposits | $67.11M |
| Total Liabilities | $67.74M |
| Total Equity Capital | $4.04M |
| Net Income | $-263,000 |
| Net Loans and Leases | $55.48M |
| Assets Per Employee ($Millions) | $3.59M |
| Bank Premises and Fixed Assets | $285.00k |
| Cash and Balances due from Depository Institutions | $7.79M |
| Deposits Held in Domestic Offices | $67.11M |
Key Performance Ratios
| Return on Assets (ROA) | -1.53% |
| Return on Equity (ROE) | -25.36% |
| Net Interest Margin | 3.08% |
| Efficiency Ratio | 201.14% |
| Tier 1 Risk-Based Capital Ratio | 8.223% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.89% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.627% |
| Earning Assets to total Assets | 93.52% |
Income and Expense
| Total Interest Income | $1.08M |
| Total Noninterest Income | $38.00k |
| Total Interest Expense | $586.00k |
| Total Noninterest Expense | $1.06M |
| Net Interest Income | $490.00k |
| Pre-tax Net Operating Income | $-381,000 |
| Provision for Credit Losses | $-153,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $208.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $607.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $631.00k |
| Total Liabilities and Capital | $71.78M |
Securities
| Securities | $3.62M |
| Available-for-sale debt securities | $3.62M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Tioga-Franklin Savings Bank?
$71.78M as of the latest filing.
How much are Tioga-Franklin Savings Bank's total deposits?
$67.11M in total deposits.
Where is Tioga-Franklin Savings Bank located?
Philadelphia, PA.
What is the Net Interest Margin?
3.08%.
How many domestic offices does it operate?
1.
When was it established?
03/31/1873.
What is the Return on Assets (ROA)?
-1.53%.
How much are total loans and leases?
$55.48M (latest filing).
What is the total interest income (latest filing)?
$1.08M.