United Bank
Fairfax, VA
IDRSSD: 365325
Total Assets
$33.55B
Latest filing
Total Deposits
$27.25B
Latest filing
Net Interest Margin
3.95%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
United Bank
11185 Fairfax Blvd
Fairfax, VA 22030
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/10/1979FDIC Certificate 15972
Branches (236)
Page 1 of 34| Name | Address | City / State |
|---|---|---|
| United Bank (Main) | 11185 Fairfax Blvd | Fairfax, VA |
| VIENNA BRANCH | 2650 Grand Central Ave | Vienna, WV |
| CENTRA BANK-SMITHFIELD BRANCH | 69 Main St | Smithfield, PA |
| WEST POINT BRANCH | 1681 Main Street | West Point, VA |
| SCOTT DEPOT BRANCH | 274 State Route 34 | Scot Depot, WV |
| GRAND CENTRAL MALL BRANCH | 234 Grand Central Mall | Vienna, WV |
| BIG CHIMNEY BRANCH | 4605 Pennsylvania Ave | Charleston, WV |
| SOPHIA BRANCH | 425 Robert C Byrd Drive | Sophia, WV |
Showing 7 of 236
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/10/1979 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 22030 |
| State and County Number | 51059 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
Operational Info
| Number of Employees | 2,703 |
| Domestic Offices | 236 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/11/2025 |
| Date of Deposit Insurance | 05/10/1979 |
| Primary Insurance Agency | DIF |
| Website | www.bankwithunited.com |
| Data Updated | 01/30/2026 |
| CERT | 22858 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $33.55B |
| Total Deposits | $27.25B |
| Total Liabilities | $27.97B |
| Total Equity Capital | $5.58B |
| Net Income | $135.53M |
| Net Loans and Leases | $24.44B |
| Assets Per Employee ($Millions) | $12.61M |
| Bank Premises and Fixed Assets | $298.14M |
| Cash and Balances due from Depository Institutions | $2.54B |
| Deposits Held in Domestic Offices | $27.25B |
Key Performance Ratios
| Return on Assets (ROA) | 1.62% |
| Return on Equity (ROE) | 9.77% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 44.35% |
| Tier 1 Risk-Based Capital Ratio | 13.749% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.627% |
| Earning Assets to total Assets | 88.82% |
Income and Expense
| Total Interest Income | $430.03M |
| Total Noninterest Income | $30.42M |
| Total Interest Expense | $137.49M |
| Total Noninterest Expense | $145.57M |
| Net Interest Income | $292.54M |
| Pre-tax Net Operating Income | $168.18M |
| Provision for Credit Losses | $9.21M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $8.86M |
| Other borrowed funds | $250.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.36M |
| Federal Funds Purchased and Repurchased Agreement | $198.57M |
| All Other Liabilities | $270.36M |
| Total Liabilities and Capital | $33.55B |
Securities
| Securities | $3.06B |
| Available-for-sale debt securities | $3.05B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Bank?
$33.55B as of the latest filing.
How much are United Bank's total deposits?
$27.25B in total deposits.
Where is United Bank located?
Fairfax, VA.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
236.
When was it established?
05/10/1979.
What is the Return on Assets (ROA)?
1.62%.
How much are total loans and leases?
$24.44B (latest filing).
What is the total interest income (latest filing)?
$430.03M.