Visbanking Logo

First Community Bank

Bluefield, VA
IDRSSD: 2353595
Total Assets
$3.18B
Latest filing
Total Deposits
$2.66B
Latest filing
Net Interest Margin
4.51%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Citizens and Farmers Bank
West Point, Virginia
→
Assets: $2.66BΔ -15.8%
Blue Ridge Bank, National Association
Martinsville, Virginia
→
Assets: $2.54BΔ -19.8%
Primis Bank
Tappahannock, Virginia
→
Assets: $3.84BΔ +21.4%
The First Bank and Trust Company
Lebanon, Virginia
→
Assets: $4.01BΔ +26.7%
John Marshall Bank
Reston, Virginia
→
Assets: $2.26BΔ -28.4%
FVCbank
Fairfax, Virginia
→
Assets: $2.23BΔ -29.4%

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/07/1920
Community BankNo
Ownership TypeNot Mutual
ZIP24605
State and County Number51185
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number05
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameBluefield, WV-VA

Operational Info

Number of Employees594
Domestic Offices60
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/22/2023
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.firstcommunitybank.com
Data Updated11/14/2025
CERT13012
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.18B
Total Deposits$2.66B
Total Liabilities$2.71B
Total Equity Capital$463.86M
Net Income$12.34M
Net Loans and Leases$2.30B
Assets Per Employee ($Millions)$5.42M
Bank Premises and Fixed Assets$47.52M
Cash and Balances due from Depository Institutions$78.83M
Deposits Held in Domestic Offices$2.66B

Key Performance Ratios

Return on Assets (ROA)1.56%
Return on Equity (ROE)10.65%
Net Interest Margin4.51%
Efficiency Ratio61.65%
Tier 1 Risk-Based Capital Ratio14.348%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.593%
Earning Assets to total Assets87.18%

Income and Expense

Total Interest Income$35.75M
Total Noninterest Income$11.72M
Total Interest Expense$4.61M
Total Noninterest Expense$26.86M
Net Interest Income$31.14M
Pre-tax Net Operating Income$16.00M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$264.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$348.87M
Federal Funds Purchased and Repurchased Agreement$1.43M
All Other Liabilities$52.49M
Total Liabilities and Capital$3.18B

Securities

Securities$120.39M
Available-for-sale debt securities$120.39M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Community Bank?
$3.18B as of the latest filing.
How much are First Community Bank's total deposits?
$2.66B in total deposits.
Where is First Community Bank located?
Bluefield, VA.
What is the Net Interest Margin?
4.51%.
How many domestic offices does it operate?
60.
When was it established?
01/07/1920.
What is the Return on Assets (ROA)?
1.56%.
How much are total loans and leases?
$2.30B (latest filing).
What is the total interest income (latest filing)?
$35.75M.