First Community Bank
Bluefield, VA
IDRSSD: 2353595
Total Assets
$3.25B
Latest filing
Total Deposits
$2.72B
Latest filing
Net Interest Margin
4.60%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
051501299BLUEFIELD, VA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Community Bank
29 College Dr
Bluefield, VA 24605
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/07/1920FDIC Certificate 8220
Branches (67)
Page 1 of 10| Name | Address | City / State |
|---|---|---|
| First Community Bank (Main) | 29 College Dr | Bluefield, VA |
| 1500 WEST MAIN STREET BRANCH | 1500 East Main Street | Harrisville, WV |
| CASTLE ROCK BRANCH | 77 Cedar Ave | Pineville, WV |
| UNION BANK BRANCH | 103 Dodd St | Middlebourne, WV |
| MAN BRANCH | 100 Market St | Man, WV |
| BLUEWELL BRANCH | 4206 Coal Heritage Rd | Bluefield, WV |
| BUCKHANNON BRANCH | 2 W Main St | Buckhannon, WV |
| OCEANA BRANCH | 1616 Cook Pkwy | Oceana, WV |
Showing 7 of 67
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/07/1920 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 24605 |
| State and County Number | 51185 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Bluefield, WV-VA |
Operational Info
| Number of Employees | 586 |
| Domestic Offices | 60 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/24/2026 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstcommunitybank.com |
| Data Updated | 01/30/2026 |
| CERT | 13012 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.25B |
| Total Deposits | $2.72B |
| Total Liabilities | $2.78B |
| Total Equity Capital | $464.63M |
| Net Income | $12.52M |
| Net Loans and Leases | $2.28B |
| Assets Per Employee ($Millions) | $5.62M |
| Bank Premises and Fixed Assets | $47.56M |
| Cash and Balances due from Depository Institutions | $128.10M |
| Deposits Held in Domestic Offices | $2.72B |
Key Performance Ratios
| Return on Assets (ROA) | 1.56% |
| Return on Equity (ROE) | 10.79% |
| Net Interest Margin | 4.6% |
| Efficiency Ratio | 62.18% |
| Tier 1 Risk-Based Capital Ratio | 14.458% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.302% |
| Earning Assets to total Assets | 87.21% |
Income and Expense
| Total Interest Income | $36.23M |
| Total Noninterest Income | $11.90M |
| Total Interest Expense | $4.03M |
| Total Noninterest Expense | $27.85M |
| Net Interest Income | $32.19M |
| Pre-tax Net Operating Income | $16.21M |
| Provision for Credit Losses | $36.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $384.14M |
| Federal Funds Purchased and Repurchased Agreement | $1.21M |
| All Other Liabilities | $60.53M |
| Total Liabilities and Capital | $3.25B |
Securities
| Securities | $121.76M |
| Available-for-sale debt securities | $121.76M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Community Bank?
$3.25B as of the latest filing.
How much are First Community Bank's total deposits?
$2.72B in total deposits.
Where is First Community Bank located?
Bluefield, VA.
What is the Net Interest Margin?
4.60%.
How many domestic offices does it operate?
60.
When was it established?
01/07/1920.
What is the Return on Assets (ROA)?
1.56%.
How much are total loans and leases?
$2.28B (latest filing).
What is the total interest income (latest filing)?
$36.23M.