MainStreet Bank
Fairfax, VA
IDRSSD: 3248849
Total Assets
$2.12B
Latest filing
Total Deposits
$1.82B
Latest filing
Net Interest Margin
3.67%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
MainStreet Bank
10089 Fairfax Blvd
Fairfax, VA 22030
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/26/2004FDIC Certificate 423301
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| MainStreet Bank (Main) | 10089 Fairfax Blvd | Fairfax, VA |
| MCLEAN BRANCH | 1354 Old Chain Bridge Rd | Mclean, VA |
| ARLINGTON BRANCH | 1000 N Highland St | Arlington, VA |
| HERNDON BRANCH | 727 Elden St | Herndon, VA |
| LEESBURG BRANCH | 307 E Market St | Leesburg, VA |
| DC BRANCH | 1130 Connecticut Ave Nw | Washington, DC |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
FVCbank
Fairfax, Virginia
→
Assets: $2.23BΔ +5.9%
The Freedom Bank of Virginia
Fairfax, Virginia
→
Assets: $1.07BΔ -49.2%
United Bank
Fairfax, Virginia
→
Assets: $32.68BΔ +1449.7%
First Bank
Strasburg, Virginia
→
Assets: $2.04BΔ -3.2%
Bank Of Clarke
Berryville, Virginia
→
Assets: $2.03BΔ -3.5%
John Marshall Bank
Reston, Virginia
→
Assets: $2.26BΔ +7.4%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/26/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 22030 |
| State and County Number | 51600 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
Operational Info
| Number of Employees | 174 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/26/2004 |
| Primary Insurance Agency | DIF |
| Website | www.mstreetbank.com |
| Data Updated | 11/14/2025 |
| CERT | 57742 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.12B |
| Total Deposits | $1.82B |
| Total Liabilities | $1.84B |
| Total Equity Capital | $278.64M |
| Net Income | $5.05M |
| Net Loans and Leases | $1.79B |
| Assets Per Employee ($Millions) | $12.19M |
| Bank Premises and Fixed Assets | $21.77M |
| Cash and Balances due from Depository Institutions | $127.29M |
| Deposits Held in Domestic Offices | $1.82B |
Key Performance Ratios
| Return on Assets (ROA) | 0.95% |
| Return on Equity (ROE) | 7.29% |
| Net Interest Margin | 3.67% |
| Efficiency Ratio | 67.08% |
| Tier 1 Risk-Based Capital Ratio | 15.156% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.135% |
| Earning Assets to total Assets | 92.34% |
Income and Expense
| Total Interest Income | $32.46M |
| Total Noninterest Income | $976.00k |
| Total Interest Expense | $14.56M |
| Total Noninterest Expense | $12.66M |
| Net Interest Income | $17.90M |
| Pre-tax Net Operating Income | $6.07M |
| Provision for Credit Losses | $145.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $25.75M |
| Total Liabilities and Capital | $2.12B |
Securities
| Securities | $70.13M |
| Available-for-sale debt securities | $57.34M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $12.79M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of MainStreet Bank?
$2.12B as of the latest filing.
How much are MainStreet Bank's total deposits?
$1.82B in total deposits.
Where is MainStreet Bank located?
Fairfax, VA.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
6.
When was it established?
05/26/2004.
What is the Return on Assets (ROA)?
0.95%.
How much are total loans and leases?
$1.79B (latest filing).
What is the total interest income (latest filing)?
$32.46M.