MainStreet Bank
Fairfax, VA
IDRSSD: 3248849
Total Assets
$2.21B
Latest filing
Total Deposits
$1.90B
Latest filing
Net Interest Margin
3.58%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
056009246FAIRFAX, VA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
MainStreet Bank
10089 Fairfax Blvd
Fairfax, VA 22030
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/26/2004FDIC Certificate 423301
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| MainStreet Bank (Main) | 10089 Fairfax Blvd | Fairfax, VA |
| MCLEAN BRANCH | 1354 Old Chain Bridge Rd | Mclean, VA |
| ARLINGTON BRANCH | 1000 N Highland St | Arlington, VA |
| HERNDON BRANCH | 727 Elden St | Herndon, VA |
| LEESBURG BRANCH | 307 E Market St | Leesburg, VA |
| DC BRANCH | 1130 Connecticut Ave Nw | Washington, DC |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/26/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 22030 |
| State and County Number | 51600 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
Operational Info
| Number of Employees | 174 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/26/2004 |
| Primary Insurance Agency | DIF |
| Website | www.mstreetbank.com |
| Data Updated | 01/30/2026 |
| CERT | 57742 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.21B |
| Total Deposits | $1.90B |
| Total Liabilities | $1.93B |
| Total Equity Capital | $282.64M |
| Net Income | $4.64M |
| Net Loans and Leases | $1.84B |
| Assets Per Employee ($Millions) | $12.7M |
| Bank Premises and Fixed Assets | $21.55M |
| Cash and Balances due from Depository Institutions | $162.75M |
| Deposits Held in Domestic Offices | $1.90B |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 6.61% |
| Net Interest Margin | 3.58% |
| Efficiency Ratio | 68.09% |
| Tier 1 Risk-Based Capital Ratio | 15.051% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.795% |
| Earning Assets to total Assets | 92.61% |
Income and Expense
| Total Interest Income | $31.87M |
| Total Noninterest Income | $900.00k |
| Total Interest Expense | $13.94M |
| Total Noninterest Expense | $12.82M |
| Net Interest Income | $17.93M |
| Pre-tax Net Operating Income | $5.68M |
| Provision for Credit Losses | $328.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.70M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $24.15M |
| Total Liabilities and Capital | $2.21B |
Securities
| Securities | $70.75M |
| Available-for-sale debt securities | $56.95M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $13.80M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of MainStreet Bank?
$2.21B as of the latest filing.
How much are MainStreet Bank's total deposits?
$1.90B in total deposits.
Where is MainStreet Bank located?
Fairfax, VA.
What is the Net Interest Margin?
3.58%.
How many domestic offices does it operate?
6.
When was it established?
05/26/2004.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$1.84B (latest filing).
What is the total interest income (latest filing)?
$31.87M.