The National Bank of Blacksburg
Blacksburg, VA
IDRSSD: 754929
Total Assets
$1.80B
Latest filing
Total Deposits
$1.57B
Latest filing
Net Interest Margin
2.80%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The National Bank of Blacksburg
100 S Main St
Blacksburg, VA 24060
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1891FDIC Certificate 4586
Branches (27)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| The National Bank of Blacksburg (Main) | 100 S Main St | Blacksburg, VA |
| BLUEFIELD BRANCH | 511 Virginia Ave | Bluefield, VA |
| WESTGATE BRANCH | 2070 Leatherwood Ln | Bluefield, VA |
| FOURWAY BRANCH | 115 Shire Ln | North Tazewell, VA |
| CUMBERLAND PARK BRANCH | 196 Market St | North Tazewell, VA |
| NORTH BRANCH | 900 N Main St | Blacksburg, VA |
| HETHWOOD BRANCH | 900 Hethwood Blvd | Blacksburg, VA |
| SOUTH MAIN BRANCH | 3600 S Main St | Blacksburg, VA |
Showing 7 of 27
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1891 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24060 |
| State and County Number | 51121 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Blacksburg-Christiansburg, VA |
Operational Info
| Number of Employees | 245 |
| Domestic Offices | 28 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/01/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.nbbank.com |
| Data Updated | 11/14/2025 |
| CERT | 6821 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.80B |
| Total Deposits | $1.57B |
| Total Liabilities | $1.63B |
| Total Equity Capital | $164.79M |
| Net Income | $4.73M |
| Net Loans and Leases | $1.01B |
| Assets Per Employee ($Millions) | $7.28M |
| Bank Premises and Fixed Assets | $19.81M |
| Cash and Balances due from Depository Institutions | $42.30M |
| Deposits Held in Domestic Offices | $1.57B |
Key Performance Ratios
| Return on Assets (ROA) | 1.05% |
| Return on Equity (ROE) | 11.87% |
| Net Interest Margin | 2.8% |
| Efficiency Ratio | 57.99% |
| Tier 1 Risk-Based Capital Ratio | 16.548% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.161% |
| Earning Assets to total Assets | 92.83% |
Income and Expense
| Total Interest Income | $19.03M |
| Total Noninterest Income | $2.99M |
| Total Interest Expense | $7.34M |
| Total Noninterest Expense | $8.61M |
| Net Interest Income | $11.70M |
| Pre-tax Net Operating Income | $5.77M |
| Provision for Credit Losses | $306.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $50.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $11.40M |
| Total Liabilities and Capital | $1.80B |
Securities
| Securities | $630.48M |
| Available-for-sale debt securities | $630.48M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The National Bank of Blacksburg?
$1.80B as of the latest filing.
How much are The National Bank of Blacksburg's total deposits?
$1.57B in total deposits.
Where is The National Bank of Blacksburg located?
Blacksburg, VA.
What is the Net Interest Margin?
2.80%.
How many domestic offices does it operate?
28.
When was it established?
01/01/1891.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$1.01B (latest filing).
What is the total interest income (latest filing)?
$19.03M.