The National Bank of Blacksburg

Blacksburg, VA
IDRSSD: 754929
Total Assets
$1.80B
Latest filing
Total Deposits
$1.57B
Latest filing
Net Interest Margin
2.80%
Profitability

Locations

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Main Office
The National Bank of Blacksburg
100 S Main St
Blacksburg, VA 24060
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1891FDIC Certificate 4586

Branches (27)

Page 1 of 4
NameAddressCity / State
The National Bank of Blacksburg (Main)100 S Main StBlacksburg, VA
BLUEFIELD BRANCH511 Virginia AveBluefield, VA
WESTGATE BRANCH2070 Leatherwood LnBluefield, VA
FOURWAY BRANCH115 Shire LnNorth Tazewell, VA
CUMBERLAND PARK BRANCH196 Market StNorth Tazewell, VA
NORTH BRANCH900 N Main StBlacksburg, VA
HETHWOOD BRANCH900 Hethwood BlvdBlacksburg, VA
SOUTH MAIN BRANCH3600 S Main StBlacksburg, VA
Showing 7 of 27

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1891
Community BankYes
Ownership TypeNot Mutual
ZIP24060
State and County Number51121
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number05
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameBlacksburg-Christiansburg, VA

Operational Info

Number of Employees245
Domestic Offices28
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/01/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.nbbank.com
Data Updated11/14/2025
CERT6821
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.80B
Total Deposits$1.57B
Total Liabilities$1.63B
Total Equity Capital$164.79M
Net Income$4.73M
Net Loans and Leases$1.01B
Assets Per Employee ($Millions)$7.28M
Bank Premises and Fixed Assets$19.81M
Cash and Balances due from Depository Institutions$42.30M
Deposits Held in Domestic Offices$1.57B

Key Performance Ratios

Return on Assets (ROA)1.05%
Return on Equity (ROE)11.87%
Net Interest Margin2.8%
Efficiency Ratio57.99%
Tier 1 Risk-Based Capital Ratio16.548%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.161%
Earning Assets to total Assets92.83%

Income and Expense

Total Interest Income$19.03M
Total Noninterest Income$2.99M
Total Interest Expense$7.34M
Total Noninterest Expense$8.61M
Net Interest Income$11.70M
Pre-tax Net Operating Income$5.77M
Provision for Credit Losses$306.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$50.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$11.40M
Total Liabilities and Capital$1.80B

Securities

Securities$630.48M
Available-for-sale debt securities$630.48M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The National Bank of Blacksburg?
$1.80B as of the latest filing.
How much are The National Bank of Blacksburg's total deposits?
$1.57B in total deposits.
Where is The National Bank of Blacksburg located?
Blacksburg, VA.
What is the Net Interest Margin?
2.80%.
How many domestic offices does it operate?
28.
When was it established?
01/01/1891.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$1.01B (latest filing).
What is the total interest income (latest filing)?
$19.03M.