Atlantic Union Bank
Richmond City, VA
IDRSSD: 693224
Total Assets
$37.50B
Latest filing
Total Deposits
$30.49B
Latest filing
Net Interest Margin
4.15%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
16 routesView all→
051074030GLEN ALLEN, VA051401027GLEN ALLEN, VA051402220GLEN ALLEN, VA051402974GLEN ALLEN, VA051403164GLEN VALLEY, VA051403465GLEN ALLEN, VA051404529WARSAW, VA051405188GLEN ALLEN, VA051408936GLEN ALLEN, VA051409184GLEN ALLEN, VA053112246GLEN ALLEN, VA055001096GLEN VALLEY, VA+4 more
Key People
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Locations
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Main Office
Atlantic Union Bank
1051 E Cary St
Richmond City, VA 23219
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/04/1997FDIC Certificate 60753
Branches (189)
Page 1 of 27| Name | Address | City / State |
|---|---|---|
| Atlantic Union Bank (Main) | 1051 E Cary St | Richmond City, VA |
| SOUTH AUGUSTA BRANCH | 24 S Augusta St | Staunton, VA |
| KING GEORGE BRANCH | 10045 Kings Hwy | King George, VA |
| VERONA BRANCH | 374 Lee Hwy | Verona, VA |
| BETHESDA BRANCH | 7550 Wisconsin Ave | Bethesda, MD |
| YANCEYVILLE OFFICE | 173 Main Street | Yanceyville, NC |
| COLESVILLE BRANCH | 13300 New Hampshire Ave | Colesville, MD |
| BURTONSVILLE BRANCH | 3535 Spencerville Rd | Burtonsville, MD |
Showing 7 of 189
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 11/04/1997 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 23219 |
| State and County Number | 51760 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Richmond, VA |
Operational Info
| Number of Employees | 3,100 |
| Domestic Offices | 190 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/01/2025 |
| Date of Deposit Insurance | 11/04/1997 |
| Primary Insurance Agency | DIF |
| Website | www.atlanticunionbank.com |
| Data Updated | 01/30/2026 |
| CERT | 34589 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $37.50B |
| Total Deposits | $30.49B |
| Total Liabilities | $31.78B |
| Total Equity Capital | $5.72B |
| Net Income | $121.88M |
| Net Loans and Leases | $27.52B |
| Assets Per Employee ($Millions) | $12.5M |
| Bank Premises and Fixed Assets | $274.01M |
| Cash and Balances due from Depository Institutions | $939.76M |
| Deposits Held in Domestic Offices | $30.49B |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 8.6% |
| Net Interest Margin | 4.15% |
| Efficiency Ratio | 55.98% |
| Tier 1 Risk-Based Capital Ratio | 13.018% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.244% |
| Earning Assets to total Assets | 89.17% |
Income and Expense
| Total Interest Income | $501.83M |
| Total Noninterest Income | $59.84M |
| Total Interest Expense | $158.92M |
| Total Noninterest Expense | $243.14M |
| Net Interest Income | $342.91M |
| Pre-tax Net Operating Income | $157.40M |
| Provision for Credit Losses | $2.21M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $4.22M |
| Other borrowed funds | $660.89M |
| Federal Funds Sold & Reverse Repurchase Agreement | $26.19M |
| Federal Funds Purchased and Repurchased Agreement | $75.43M |
| All Other Liabilities | $387.63M |
| Total Liabilities and Capital | $37.50B |
Securities
| Securities | $5.08B |
| Available-for-sale debt securities | $4.19B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $884.39M |
| Subordinated Debt | $0 |
| Trading Account Assets | $108.91M |
| Trading Liabilities | $163.25M |
Frequently Asked Questions
What are the total assets of Atlantic Union Bank?
$37.50B as of the latest filing.
How much are Atlantic Union Bank's total deposits?
$30.49B in total deposits.
Where is Atlantic Union Bank located?
Richmond City, VA.
What is the Net Interest Margin?
4.15%.
How many domestic offices does it operate?
190.
When was it established?
11/04/1997.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$27.52B (latest filing).
What is the total interest income (latest filing)?
$501.83M.