Blue Ridge Bank, National Association

Martinsville, VA
IDRSSD: 233527
Total Assets
$2.41B
Latest filing
Total Deposits
$1.93B
Latest filing
Net Interest Margin
3.15%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

051402372MARTINSVILLE, VA

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Blue Ridge Bank, National Association
1 E Market St
Martinsville, VA 24112
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/24/2000FDIC Certificate 77239

Branches (26)

Page 1 of 4
NameAddressCity / State
Blue Ridge Bank, National Association (Main)1 E Market StMartinsville, VA
LOUISA BRANCH408 East Main StLouisa, VA
WARSAW BRANCH4935 Richmond RdWarsaw, VA
WHITE STONE BRANCH708 Rappahannock DrWhite Stone, VA
CALLAO BRANCH18 Sandy StCallao, VA
MINERAL BRANCH430 Mineral AveMineral, VA
ORANGE BRANCH169 Madison RdOrange, VA
FREDERICKSBURG BRANCH10645 Courthouse RdFredericksburg, VA
Showing 7 of 26

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date07/24/2000
Community BankNo
Ownership TypeNot Mutual
ZIP24112
State and County Number51089
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number05
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameMartinsville, VA

Operational Info

Number of Employees315
Domestic Offices27
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/24/2000
Primary Insurance AgencyDIF
Websitewww.mybrb.com
Data Updated01/30/2026
CERT35274
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.41B
Total Deposits$1.93B
Total Liabilities$2.11B
Total Equity Capital$301.41M
Net Income$4.55M
Net Loans and Leases$1.86B
Assets Per Employee ($Millions)$8.23M
Bank Premises and Fixed Assets$28.56M
Cash and Balances due from Depository Institutions$115.82M
Deposits Held in Domestic Offices$1.93B

Key Performance Ratios

Return on Assets (ROA)0.74%
Return on Equity (ROE)5.8%
Net Interest Margin3.15%
Efficiency Ratio78.13%
Tier 1 Risk-Based Capital Ratio18.177%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.25%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.499%
Earning Assets to total Assets95.52%

Income and Expense

Total Interest Income$31.47M
Total Noninterest Income$2.30M
Total Interest Expense$13.06M
Total Noninterest Expense$16.40M
Net Interest Income$18.41M
Pre-tax Net Operating Income$5.82M
Provision for Credit Losses$-1,500,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$1.46M
Other borrowed funds$150.00M
Federal Funds Sold & Reverse Repurchase Agreement$1.85M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$25.33M
Total Liabilities and Capital$2.41B

Securities

Securities$333.16M
Available-for-sale debt securities$332.93M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Blue Ridge Bank, National Association?
$2.41B as of the latest filing.
How much are Blue Ridge Bank, National Association's total deposits?
$1.93B in total deposits.
Where is Blue Ridge Bank, National Association located?
Martinsville, VA.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
27.
When was it established?
07/24/2000.
What is the Return on Assets (ROA)?
0.74%.
How much are total loans and leases?
$1.86B (latest filing).
What is the total interest income (latest filing)?
$31.47M.