UNICO Bank
Mineral Point, MO
IDRSSD: 975153
Total Assets
$504.70M
Latest filing
Total Deposits
$459.20M
Latest filing
Net Interest Margin
4.45%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081910436IRONDALE, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
UNICO Bank
625 Veterans Dr
Mineral Point, MO 63660
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1901FDIC Certificate 6798
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| UNICO Bank (Main) | 625 Veterans Dr | Mineral Point, MO |
| HARRISBURG BRANCH | 1100 N Illinois St | Harrisburg, AR |
| MARKED TREE BRANCH | 210 Frisco St | Marked Tree, AR |
| PARAGOULD BRANCH | 506 W Kings Hwy | Paragould, AR |
| FARMINGTON BRANCH | 755 Weber Rd | Farmington, MO |
| TRUMANN BRANCH | 514 Industrial Park Dr | Trumann, AR |
| KENNETT BRANCH | 1115 Independence Ave | Kennett, MO |
| REYNOLDS ROAD BRANCH | 201 Reynolds Rd | Paragould, AR |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63660 |
| State and County Number | 29221 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 129 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.unicobank.com |
| Data Updated | 01/30/2026 |
| CERT | 10608 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $504.70M |
| Total Deposits | $459.20M |
| Total Liabilities | $461.49M |
| Total Equity Capital | $43.22M |
| Net Income | $1.16M |
| Net Loans and Leases | $407.84M |
| Assets Per Employee ($Millions) | $4.07M |
| Bank Premises and Fixed Assets | $11.44M |
| Cash and Balances due from Depository Institutions | $10.73M |
| Deposits Held in Domestic Offices | $459.20M |
Key Performance Ratios
| Return on Assets (ROA) | 0.92% |
| Return on Equity (ROE) | 10.95% |
| Net Interest Margin | 4.45% |
| Efficiency Ratio | 70.74% |
| Tier 1 Risk-Based Capital Ratio | 11.901% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.51% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.563% |
| Earning Assets to total Assets | 94.77% |
Income and Expense
| Total Interest Income | $7.77M |
| Total Noninterest Income | $946.00k |
| Total Interest Expense | $2.46M |
| Total Noninterest Expense | $4.44M |
| Net Interest Income | $5.31M |
| Pre-tax Net Operating Income | $1.17M |
| Provision for Credit Losses | $641.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $44.00k |
| Other borrowed funds | $150.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.16M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.14M |
| Total Liabilities and Capital | $504.70M |
Securities
| Securities | $65.74M |
| Available-for-sale debt securities | $65.69M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of UNICO Bank?
$504.70M as of the latest filing.
How much are UNICO Bank's total deposits?
$459.20M in total deposits.
Where is UNICO Bank located?
Mineral Point, MO.
What is the Net Interest Margin?
4.45%.
How many domestic offices does it operate?
15.
When was it established?
01/01/1901.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$407.84M (latest filing).
What is the total interest income (latest filing)?
$7.77M.