People's Bank of Seneca
Seneca, MO
IDRSSD: 2396592
Total Assets
$458.80M
Latest filing
Total Deposits
$408.74M
Latest filing
Net Interest Margin
3.73%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
People's Bank of Seneca
1615 Cherokee Ave
Seneca, MO 64865
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/15/1996FDIC Certificate 56290
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| People's Bank of Seneca (Main) | 1615 Cherokee Ave | Seneca, MO |
| LOMA LINDA BRANCH | 5034 Highway 43 | Joplin, MO |
| PEOPLE'S BANK OF SENECA | 1731 E 20th St | Joplin, MO |
| MAIDEN LANE BRANCH | 2116 S Maiden Ln | Joplin, MO |
| NEOSHO BRANCH | 2401 Lusk Dr | Neosho, MO |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/15/1996 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64865 |
| State and County Number | 29145 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Joplin, MO |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/15/1996 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesbankofseneca.com |
| Data Updated | 11/14/2025 |
| CERT | 34146 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $458.80M |
| Total Deposits | $408.74M |
| Total Liabilities | $412.91M |
| Total Equity Capital | $45.88M |
| Net Income | $1.55M |
| Net Loans and Leases | $390.88M |
| Assets Per Employee ($Millions) | $8.66M |
| Bank Premises and Fixed Assets | $8.61M |
| Cash and Balances due from Depository Institutions | $16.86M |
| Deposits Held in Domestic Offices | $408.74M |
Key Performance Ratios
| Return on Assets (ROA) | 1.32% |
| Return on Equity (ROE) | 13.76% |
| Net Interest Margin | 3.73% |
| Efficiency Ratio | 51.95% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.001% |
| Earning Assets to total Assets | 93.54% |
Income and Expense
| Total Interest Income | $7.37M |
| Total Noninterest Income | $320.00k |
| Total Interest Expense | $3.27M |
| Total Noninterest Expense | $2.29M |
| Net Interest Income | $4.09M |
| Pre-tax Net Operating Income | $2.06M |
| Provision for Credit Losses | $57.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.08M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.18M |
| Total Liabilities and Capital | $458.80M |
Securities
| Securities | $25.47M |
| Available-for-sale debt securities | $25.47M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of People's Bank of Seneca?
$458.80M as of the latest filing.
How much are People's Bank of Seneca's total deposits?
$408.74M in total deposits.
Where is People's Bank of Seneca located?
Seneca, MO.
What is the Net Interest Margin?
3.73%.
How many domestic offices does it operate?
5.
When was it established?
03/15/1996.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$390.88M (latest filing).
What is the total interest income (latest filing)?
$7.37M.