New Era Bank
Fredericktown, MO
IDRSSD: 1014657
Total Assets
$438.64M
Latest filing
Total Deposits
$374.31M
Latest filing
Net Interest Margin
4.25%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081502637FREDERICKTOWN, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
New Era Bank
101 S Mine La Motte St
Fredericktown, MO 63645
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 9091
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| New Era Bank (Main) | 101 S Mine La Motte St | Fredericktown, MO |
| FARMINGTON BRANCH | 1040 E Karsch Blvd | Farmington, MO |
| WALK-UP-DRIVE-IN BRANCH | 509 West Main Street | Fredericktown, MO |
| JUNCTION CITY BRANCH FACILITY | State Highway Oo | Fredericktown, MO |
| DESLOGE BRANCH | 1101 N Desloge Dr | Desloge, MO |
| BONNE TERRE BRANCH | 2 E School St | Bonne Terre, MO |
| 207 W MAIN ST BRANCH | 301 W Main St | Park Hills, MO |
| FARMINGTON BRANCH | 11 E Liberty St | Farmington, MO |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63645 |
| State and County Number | 29123 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 67 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/03/1934 |
| Primary Insurance Agency | DIF |
| Website | www.newerabank.com |
| Data Updated | 01/30/2026 |
| CERT | 14546 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $438.64M |
| Total Deposits | $374.31M |
| Total Liabilities | $376.07M |
| Total Equity Capital | $62.58M |
| Net Income | $2.95M |
| Net Loans and Leases | $251.90M |
| Assets Per Employee ($Millions) | $6.75M |
| Bank Premises and Fixed Assets | $3.46M |
| Cash and Balances due from Depository Institutions | $41.51M |
| Deposits Held in Domestic Offices | $374.31M |
Key Performance Ratios
| Return on Assets (ROA) | 2.68% |
| Return on Equity (ROE) | 19.04% |
| Net Interest Margin | 4.25% |
| Efficiency Ratio | 42.06% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.266% |
| Earning Assets to total Assets | 93.53% |
Income and Expense
| Total Interest Income | $5.60M |
| Total Noninterest Income | $743.00k |
| Total Interest Expense | $1.23M |
| Total Noninterest Expense | $2.15M |
| Net Interest Income | $4.37M |
| Pre-tax Net Operating Income | $2.95M |
| Provision for Credit Losses | $16.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.59M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.76M |
| Total Liabilities and Capital | $438.64M |
Securities
| Securities | $119.72M |
| Available-for-sale debt securities | $119.72M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of New Era Bank?
$438.64M as of the latest filing.
How much are New Era Bank's total deposits?
$374.31M in total deposits.
Where is New Era Bank located?
Fredericktown, MO.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
2.68%.
How much are total loans and leases?
$251.90M (latest filing).
What is the total interest income (latest filing)?
$5.60M.