New Era Bank

Fredericktown, MO
IDRSSD: 1014657
Total Assets
$439.79M
Latest filing
Total Deposits
$376.89M
Latest filing
Net Interest Margin
4.13%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP63645
State and County Number29123
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees67
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/03/1934
Primary Insurance AgencyDIF
Websitewww.newerabank.com
Data Updated11/14/2025
CERT14546
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$439.79M
Total Deposits$376.89M
Total Liabilities$378.58M
Total Equity Capital$61.21M
Net Income$2.88M
Net Loans and Leases$246.82M
Assets Per Employee ($Millions)$6.56M
Bank Premises and Fixed Assets$3.50M
Cash and Balances due from Depository Institutions$50.02M
Deposits Held in Domestic Offices$376.89M

Key Performance Ratios

Return on Assets (ROA)2.63%
Return on Equity (ROE)19.16%
Net Interest Margin4.13%
Efficiency Ratio41.77%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.918%
Earning Assets to total Assets93.68%

Income and Expense

Total Interest Income$5.48M
Total Noninterest Income$742.00k
Total Interest Expense$1.26M
Total Noninterest Expense$2.07M
Net Interest Income$4.22M
Pre-tax Net Operating Income$2.88M
Provision for Credit Losses$16.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$10.57M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.69M
Total Liabilities and Capital$439.79M

Securities

Securities$113.45M
Available-for-sale debt securities$113.45M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of New Era Bank?
$439.79M as of the latest filing.
How much are New Era Bank's total deposits?
$376.89M in total deposits.
Where is New Era Bank located?
Fredericktown, MO.
What is the Net Interest Margin?
4.13%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
2.63%.
How much are total loans and leases?
$246.82M (latest filing).
What is the total interest income (latest filing)?
$5.48M.