Community Bank and Trust

Neosho, MO
IDRSSD: 957757
Total Assets
$437.52M
Latest filing
Total Deposits
$379.86M
Latest filing
Net Interest Margin
3.56%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1884
Community BankYes
Ownership TypeNot Mutual
ZIP64850
State and County Number29145
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameJoplin, MO

Operational Info

Number of Employees117
Domestic Offices13
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.cbthomebank.com
Data Updated11/14/2025
CERT13068
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$437.52M
Total Deposits$379.86M
Total Liabilities$402.27M
Total Equity Capital$35.25M
Net Income$1.38M
Net Loans and Leases$193.83M
Assets Per Employee ($Millions)$3.68M
Bank Premises and Fixed Assets$6.23M
Cash and Balances due from Depository Institutions$99.12M
Deposits Held in Domestic Offices$379.86M

Key Performance Ratios

Return on Assets (ROA)1.27%
Return on Equity (ROE)16.34%
Net Interest Margin3.56%
Efficiency Ratio71.9%
Tier 1 Risk-Based Capital Ratio25.131%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.056%
Earning Assets to total Assets94.79%

Income and Expense

Total Interest Income$4.39M
Total Noninterest Income$1.30M
Total Interest Expense$709.00k
Total Noninterest Expense$3.58M
Net Interest Income$3.68M
Pre-tax Net Operating Income$1.38M
Provision for Credit Losses$24.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$18.41M
All Other Liabilities$4.00M
Total Liabilities and Capital$437.52M

Securities

Securities$130.44M
Available-for-sale debt securities$130.37M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community Bank and Trust?
$437.52M as of the latest filing.
How much are Community Bank and Trust's total deposits?
$379.86M in total deposits.
Where is Community Bank and Trust located?
Neosho, MO.
What is the Net Interest Margin?
3.56%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1884.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$193.83M (latest filing).
What is the total interest income (latest filing)?
$4.39M.