Community Bank and Trust
Neosho, MO
IDRSSD: 957757
Total Assets
$432.75M
Latest filing
Total Deposits
$376.34M
Latest filing
Net Interest Margin
3.60%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Community Bank and Trust
100 S Wood St
Neosho, MO 64850
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1884FDIC Certificate 8261
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Community Bank and Trust (Main) | 100 S Wood St | Neosho, MO |
| BRANCH 20 | 119 Main Street | Anderson, MO |
| BRANCH 10 | 202 N Main St | Granby, MO |
| BRANCH 40 | 107 Market Street | Diamond, MO |
| BRANCH 60 | 215 E 7th St | Galena, KS |
| BRANCH 75 | 5570 N Main St | Joplin, MO |
| BRANCH 70 | 101 S Main St | Carl Junction, MO |
| BRANCH 02 | 528 S Neosho Blvd | Neosho, MO |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1884 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64850 |
| State and County Number | 29145 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Joplin, MO |
Operational Info
| Number of Employees | 119 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.cbthomebank.com |
| Data Updated | 01/30/2026 |
| CERT | 13068 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $432.75M |
| Total Deposits | $376.34M |
| Total Liabilities | $396.79M |
| Total Equity Capital | $35.97M |
| Net Income | $1.24M |
| Net Loans and Leases | $198.84M |
| Assets Per Employee ($Millions) | $3.55M |
| Bank Premises and Fixed Assets | $6.24M |
| Cash and Balances due from Depository Institutions | $91.66M |
| Deposits Held in Domestic Offices | $376.34M |
Key Performance Ratios
| Return on Assets (ROA) | 1.14% |
| Return on Equity (ROE) | 13.9% |
| Net Interest Margin | 3.6% |
| Efficiency Ratio | 74.62% |
| Tier 1 Risk-Based Capital Ratio | 25.173% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.312% |
| Earning Assets to total Assets | 94.99% |
Income and Expense
| Total Interest Income | $4.40M |
| Total Noninterest Income | $1.28M |
| Total Interest Expense | $685.00k |
| Total Noninterest Expense | $3.73M |
| Net Interest Income | $3.71M |
| Pre-tax Net Operating Income | $1.23M |
| Provision for Credit Losses | $35.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $16.57M |
| All Other Liabilities | $3.88M |
| Total Liabilities and Capital | $432.75M |
Securities
| Securities | $128.00M |
| Available-for-sale debt securities | $127.93M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Bank and Trust?
$432.75M as of the latest filing.
How much are Community Bank and Trust's total deposits?
$376.34M in total deposits.
Where is Community Bank and Trust located?
Neosho, MO.
What is the Net Interest Margin?
3.60%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1884.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$198.84M (latest filing).
What is the total interest income (latest filing)?
$4.40M.