UMB Bank, National Association
Kansas City, MO
IDRSSD: 936855
Total Assets
$72.78B
Latest filing
Total Deposits
$61.06B
Latest filing
Net Interest Margin
3.24%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101000695KANSAS CITY, MO
Key People
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Locations
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Main Office
UMB Bank, National Association
1010 Grand Blvd
Kansas City, MO 64106
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/28/1902FDIC Certificate 5277
Branches (210)
Page 1 of 30| Name | Address | City / State |
|---|---|---|
| UMB Bank, National Association (Main) | 1010 Grand Blvd | Kansas City, MO |
| HICKMAN MILLS BRANCH | 12210 S 71 Hwy | Grandview, MO |
| MOUNTAIN STATES BANK BRANCH | 1635 E Colfax Ave | Denver, CO |
| WOODLAND BRANCH | 10101 Woodland Dr | Lenexa, KS |
| MANHATTAN BRANCH | 529 Humboldt St | Manhattan, KS |
| RUSSELL BRANCH | 507 N Main St | Russell, KS |
| FOURTH AND NATIONAL BRANCH | 324 S National Ave | Fort Scott, KS |
| PEORIA BRANCH | 12075 E 45th Ave | Denver, CO |
Showing 7 of 210
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/28/1902 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 64106 |
| State and County Number | 29095 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 4,241 |
| Domestic Offices | 212 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/29/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.umb.com |
| Data Updated | 01/30/2026 |
| CERT | 8273 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $72.78B |
| Total Deposits | $61.06B |
| Total Liabilities | $65.25B |
| Total Equity Capital | $7.53B |
| Net Income | $205.56M |
| Net Loans and Leases | $38.36B |
| Assets Per Employee ($Millions) | $17.19M |
| Bank Premises and Fixed Assets | $382.42M |
| Cash and Balances due from Depository Institutions | $7.87B |
| Deposits Held in Domestic Offices | $61.06B |
Key Performance Ratios
| Return on Assets (ROA) | 1.14% |
| Return on Equity (ROE) | 11.1% |
| Net Interest Margin | 3.24% |
| Efficiency Ratio | 55.62% |
| Tier 1 Risk-Based Capital Ratio | 5,625,218% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.343% |
| Earning Assets to total Assets | 91.07% |
Income and Expense
| Total Interest Income | $886.17M |
| Total Noninterest Income | $151.64M |
| Total Interest Expense | $354.66M |
| Total Noninterest Expense | $405.40M |
| Net Interest Income | $531.51M |
| Pre-tax Net Operating Income | $252.75M |
| Provision for Credit Losses | $25.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $4.80M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.55B |
| Federal Funds Purchased and Repurchased Agreement | $3.32B |
| All Other Liabilities | $870.06M |
| Total Liabilities and Capital | $72.78B |
Securities
| Securities | $19.44B |
| Available-for-sale debt securities | $13.71B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $5.72B |
| Subordinated Debt | $0 |
| Trading Account Assets | $19.49M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of UMB Bank, National Association?
$72.78B as of the latest filing.
How much are UMB Bank, National Association's total deposits?
$61.06B in total deposits.
Where is UMB Bank, National Association located?
Kansas City, MO.
What is the Net Interest Margin?
3.24%.
How many domestic offices does it operate?
212.
When was it established?
08/28/1902.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$38.36B (latest filing).
What is the total interest income (latest filing)?
$886.17M.