Oakstar Bank
Springfield, MO
IDRSSD: 3374412
Total Assets
$3.04B
Latest filing
Total Deposits
$2.68B
Latest filing
Net Interest Margin
4.30%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
086519159SPRINGFIELD, MO
Key People
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Locations
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Main Office
Oakstar Bank
1020 E Battlefield St
Springfield, MO 65807
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/24/2005FDIC Certificate 439984
Branches (27)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Oakstar Bank (Main) | 1020 E Battlefield St | Springfield, MO |
| PAONIA BRANCH | 133 Grand Ave | Paonia, CO |
| OSAGE BEACH BRANCH | 5127 Osage Beach Pkwy | Osage Beach, MO |
| SUNRISE BEACH FACILITY | 15774 N State Highway 5 | Sunrise Beach, MO |
| LAKE OZARK BRANCH | 2128 Bagnell Dam Blvd | Lake Ozark, MO |
| BUFFALO BRANCH | 1108 S Ash St | Buffalo, MO |
| HERMITAGE BRANCH | 23193 Us Highway 54 | Hermitage, MO |
| CAMDENTON MAIN | 117 North State Highway 5 | Camdenton, MO |
Showing 7 of 27
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/24/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65807 |
| State and County Number | 29077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Springfield, MO |
Operational Info
| Number of Employees | 399 |
| Domestic Offices | 27 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/29/2024 |
| Date of Deposit Insurance | 10/24/2005 |
| Primary Insurance Agency | DIF |
| Website | www.oakstarbank.com |
| Data Updated | 01/30/2026 |
| CERT | 58115 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.04B |
| Total Deposits | $2.68B |
| Total Liabilities | $2.72B |
| Total Equity Capital | $314.49M |
| Net Income | $10.40M |
| Net Loans and Leases | $2.68B |
| Assets Per Employee ($Millions) | $7.19M |
| Bank Premises and Fixed Assets | $90.73M |
| Cash and Balances due from Depository Institutions | $41.96M |
| Deposits Held in Domestic Offices | $2.68B |
Key Performance Ratios
| Return on Assets (ROA) | 1.38% |
| Return on Equity (ROE) | 13.35% |
| Net Interest Margin | 4.3% |
| Efficiency Ratio | 58.58% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.347% |
| Earning Assets to total Assets | 92.49% |
Income and Expense
| Total Interest Income | $47.37M |
| Total Noninterest Income | $3.70M |
| Total Interest Expense | $17.49M |
| Total Noninterest Expense | $19.84M |
| Net Interest Income | $29.88M |
| Pre-tax Net Operating Income | $12.52M |
| Provision for Credit Losses | $1.22M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $274.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $40.53M |
| Total Liabilities and Capital | $3.04B |
Securities
| Securities | $101.83M |
| Available-for-sale debt securities | $101.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Oakstar Bank?
$3.04B as of the latest filing.
How much are Oakstar Bank's total deposits?
$2.68B in total deposits.
Where is Oakstar Bank located?
Springfield, MO.
What is the Net Interest Margin?
4.30%.
How many domestic offices does it operate?
27.
When was it established?
10/24/2005.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$2.68B (latest filing).
What is the total interest income (latest filing)?
$47.37M.