Oakstar Bank
Springfield, MO
IDRSSD: 3374412
Total Assets
$2.97B
Latest filing
Total Deposits
$2.63B
Latest filing
Net Interest Margin
4.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Oakstar Bank
1020 E Battlefield St
Springfield, MO 65807
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/24/2005FDIC Certificate 439984
Branches (27)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Oakstar Bank (Main) | 1020 E Battlefield St | Springfield, MO |
| PAONIA BRANCH | 133 Grand Ave | Paonia, CO |
| OSAGE BEACH BRANCH | 5127 Osage Beach Pkwy | Osage Beach, MO |
| SUNRISE BEACH FACILITY | 15774 N State Highway 5 | Sunrise Beach, MO |
| LAKE OZARK BRANCH | 2128 Bagnell Dam Blvd | Lake Ozark, MO |
| BUFFALO BRANCH | 1108 S Ash St | Buffalo, MO |
| HERMITAGE BRANCH | 23193 Us Highway 54 | Hermitage, MO |
| CAMDENTON MAIN | 117 North State Highway 5 | Camdenton, MO |
Showing 7 of 27
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/24/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65807 |
| State and County Number | 29077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Springfield, MO |
Operational Info
| Number of Employees | 399 |
| Domestic Offices | 26 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/29/2024 |
| Date of Deposit Insurance | 10/24/2005 |
| Primary Insurance Agency | DIF |
| Website | www.oakstarbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58115 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.97B |
| Total Deposits | $2.63B |
| Total Liabilities | $2.66B |
| Total Equity Capital | $308.53M |
| Net Income | $9.24M |
| Net Loans and Leases | $2.61B |
| Assets Per Employee ($Millions) | $7.45M |
| Bank Premises and Fixed Assets | $89.41M |
| Cash and Balances due from Depository Institutions | $52.67M |
| Deposits Held in Domestic Offices | $2.63B |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 12.18% |
| Net Interest Margin | 4.1% |
| Efficiency Ratio | 57.35% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.386% |
| Earning Assets to total Assets | 92.7% |
Income and Expense
| Total Interest Income | $47.08M |
| Total Noninterest Income | $3.78M |
| Total Interest Expense | $18.77M |
| Total Noninterest Expense | $18.57M |
| Net Interest Income | $28.31M |
| Pre-tax Net Operating Income | $11.74M |
| Provision for Credit Losses | $1.77M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $450.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $29.49M |
| Total Liabilities and Capital | $2.97B |
Securities
| Securities | $102.54M |
| Available-for-sale debt securities | $102.54M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Oakstar Bank?
$2.97B as of the latest filing.
How much are Oakstar Bank's total deposits?
$2.63B in total deposits.
Where is Oakstar Bank located?
Springfield, MO.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
26.
When was it established?
10/24/2005.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$2.61B (latest filing).
What is the total interest income (latest filing)?
$47.08M.