Commerce Bank

Kansas City, MO
IDRSSD: 601050
Total Assets
$32.72B
Latest filing
Total Deposits
$25.94B
Latest filing
Net Interest Margin
3.71%
Profitability

Key People

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Locations

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Main Office
Commerce Bank
1000 Walnut St
Kansas City, MO 64106
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/21/1984FDIC Certificate 17317

Branches (156)

Page 1 of 23
NameAddressCity / State
Commerce Bank (Main)1000 Walnut StKansas City, MO
HANNIBAL MAIN BRANCH100 N Main StHannibal, MO
REPUBLIC BRANCH605 Us Highway 60 ERepublic, MO
BLUE HILLS BRANCH6100 Troost AveKansas City, MO
WEBSTER GROVES BRANCH8045 Big Bend BlvdWebster Groves, MO
BOLIVAR FACILITY2370 S Springfield AveBolivar, MO
MEXICO MAIN BRANCH2946 S Clark StMexico, MO
PITTSBURG MAIN BRANCH100 S Broadway StPittsburg, KS
Showing 7 of 156

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date02/21/1984
Community BankNo
Ownership TypeNot Mutual
ZIP64106
State and County Number29095
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameKansas City, MO-KS

Operational Info

Number of Employees4,506
Domestic Offices144
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/01/2026
Date of Deposit Insurance02/21/1984
Primary Insurance AgencyDIF
Websitewww.commercebank.com
Data Updated01/30/2026
CERT24998
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$32.72B
Total Deposits$25.94B
Total Liabilities$29.44B
Total Equity Capital$3.28B
Net Income$138.94M
Net Loans and Leases$17.60B
Assets Per Employee ($Millions)$7.26M
Bank Premises and Fixed Assets$480.31M
Cash and Balances due from Depository Institutions$3.56B
Deposits Held in Domestic Offices$25.94B

Key Performance Ratios

Return on Assets (ROA)1.72%
Return on Equity (ROE)17.22%
Net Interest Margin3.71%
Efficiency Ratio54.91%
Tier 1 Risk-Based Capital Ratio15.319%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.2%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.027%
Earning Assets to total Assets92.82%

Income and Expense

Total Interest Income$370.82M
Total Noninterest Income$163.19M
Total Interest Expense$90.93M
Total Noninterest Expense$243.32M
Net Interest Income$279.89M
Pre-tax Net Operating Income$183.76M
Provision for Credit Losses$15.99M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$1.84M
Other borrowed funds$50.06M
Federal Funds Sold & Reverse Repurchase Agreement$850.00M
Federal Funds Purchased and Repurchased Agreement$2.99B
All Other Liabilities$450.56M
Total Liabilities and Capital$32.72B

Securities

Securities$9.14B
Available-for-sale debt securities$9.09B
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$40.48M
Trading Liabilities$13.14M

Frequently Asked Questions

What are the total assets of Commerce Bank?
$32.72B as of the latest filing.
How much are Commerce Bank's total deposits?
$25.94B in total deposits.
Where is Commerce Bank located?
Kansas City, MO.
What is the Net Interest Margin?
3.71%.
How many domestic offices does it operate?
144.
When was it established?
02/21/1984.
What is the Return on Assets (ROA)?
1.72%.
How much are total loans and leases?
$17.60B (latest filing).
What is the total interest income (latest filing)?
$370.82M.