First State Community Bank
Farmington, MO
IDRSSD: 707354
Total Assets
$4.47B
Latest filing
Total Deposits
$3.75B
Latest filing
Net Interest Margin
3.96%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First State Community Bank
201 E Columbia St
Farmington, MO 63640
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/11/1954FDIC Certificate 11335
Branches (52)
Page 1 of 8| Name | Address | City / State |
|---|---|---|
| First State Community Bank (Main) | 201 E Columbia St | Farmington, MO |
| BANK STAR OF THE LEADBELT BRANCH | 365 W Main St | Park Hills, MO |
| BOONVILLE BRANCH | 412 Main St | Boonville, MO |
| CONWAY BRANCH | 602 West Jefferson Avenue | Conway, MO |
| LEBANON -SOUTH FACILITY | 1419 S Jefferson Ave | Lebanon, MO |
| MOBERLY BRANCH | 420 N Morley St | Moberly, MO |
| DUTZOW BRANCH | 11728 Bluff Rd | Marthasville, MO |
| TERRE DU LAC FACILITY | 74 Rue Terre Bonne | Bonne Terre, MO |
Showing 7 of 52
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Ozarks Federal Savings and Loan Association
Farmington, Missouri
→
Assets: $295.59MΔ -93.1%
Southern Bank
Poplar Bluff, Missouri
→
Assets: $4.99BΔ +15.8%
Academy Bank, National Association
Kansas City, Missouri
→
Assets: $3.15BΔ -27.0%
The Bank of Missouri
Perryville, Missouri
→
Assets: $3.06BΔ -28.9%
Midwest BankCentre
Lemay, Missouri
→
Assets: $2.98BΔ -30.7%
Oakstar Bank
Springfield, Missouri
→
Assets: $2.97BΔ -31.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/11/1954 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63640 |
| State and County Number | 29187 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Farmington, MO |
Operational Info
| Number of Employees | 701 |
| Domestic Offices | 53 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/11/1954 |
| Primary Insurance Agency | DIF |
| Website | www.fscb.com |
| Data Updated | 01/30/2026 |
| CERT | 17323 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.47B |
| Total Deposits | $3.75B |
| Total Liabilities | $3.93B |
| Total Equity Capital | $543.41M |
| Net Income | $18.90M |
| Net Loans and Leases | $3.33B |
| Assets Per Employee ($Millions) | $6.23M |
| Bank Premises and Fixed Assets | $68.52M |
| Cash and Balances due from Depository Institutions | $244.35M |
| Deposits Held in Domestic Offices | $3.75B |
Key Performance Ratios
| Return on Assets (ROA) | 1.72% |
| Return on Equity (ROE) | 14.2% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 50.87% |
| Tier 1 Risk-Based Capital Ratio | 14.029% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.158% |
| Earning Assets to total Assets | 91.62% |
Income and Expense
| Total Interest Income | $57.11M |
| Total Noninterest Income | $13.74M |
| Total Interest Expense | $17.32M |
| Total Noninterest Expense | $27.45M |
| Net Interest Income | $39.78M |
| Pre-tax Net Operating Income | $23.30M |
| Provision for Credit Losses | $2.77M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $678.00k |
| Other borrowed funds | $148.88M |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $27.01M |
| Total Liabilities and Capital | $4.47B |
Securities
| Securities | $562.63M |
| Available-for-sale debt securities | $562.63M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Community Bank?
$4.47B as of the latest filing.
How much are First State Community Bank's total deposits?
$3.75B in total deposits.
Where is First State Community Bank located?
Farmington, MO.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
53.
When was it established?
05/11/1954.
What is the Return on Assets (ROA)?
1.72%.
How much are total loans and leases?
$3.33B (latest filing).
What is the total interest income (latest filing)?
$57.11M.