First Bank
St. Louis, MO
IDRSSD: 169653
Total Assets
$6.57B
Latest filing
Total Deposits
$5.90B
Latest filing
Net Interest Margin
3.11%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/30/1906 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 63141 |
| State and County Number | 29189 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 814 |
| Domestic Offices | 75 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/07/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.FIRST.BANK |
| Data Updated | 11/14/2025 |
| CERT | 12229 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $6.57B |
| Total Deposits | $5.90B |
| Total Liabilities | $6.05B |
| Total Equity Capital | $517.58M |
| Net Income | $10.68M |
| Net Loans and Leases | $4.01B |
| Assets Per Employee ($Millions) | $8.27M |
| Bank Premises and Fixed Assets | $138.67M |
| Cash and Balances due from Depository Institutions | $246.30M |
| Deposits Held in Domestic Offices | $5.90B |
Key Performance Ratios
| Return on Assets (ROA) | 0.65% |
| Return on Equity (ROE) | 8.41% |
| Net Interest Margin | 3.11% |
| Efficiency Ratio | 75.15% |
| Tier 1 Risk-Based Capital Ratio | 13.015% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.879% |
| Earning Assets to total Assets | 93.49% |
Income and Expense
| Total Interest Income | $78.56M |
| Total Noninterest Income | $12.82M |
| Total Interest Expense | $31.01M |
| Total Noninterest Expense | $45.38M |
| Net Interest Income | $47.55M |
| Pre-tax Net Operating Income | $15.42M |
| Provision for Credit Losses | $2.59M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $25.00k |
| Other borrowed funds | $53.20M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $96.40M |
| Total Liabilities and Capital | $6.57B |
Securities
| Securities | $1.96B |
| Available-for-sale debt securities | $1.04B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $923.66M |
| Subordinated Debt | $0 |
| Trading Account Assets | $5.45M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank?
$6.57B as of the latest filing.
How much are First Bank's total deposits?
$5.90B in total deposits.
Where is First Bank located?
St. Louis, MO.
What is the Net Interest Margin?
3.11%.
How many domestic offices does it operate?
75.
When was it established?
07/30/1906.
What is the Return on Assets (ROA)?
0.65%.
How much are total loans and leases?
$4.01B (latest filing).
What is the total interest income (latest filing)?
$78.56M.