Great Southern Bank
Reeds Spring, MO
IDRSSD: 572374
Total Assets
$5.60B
Latest filing
Total Deposits
$4.54B
Latest filing
Net Interest Margin
3.83%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Great Southern Bank
14309 State Highway 13
Reeds Spring, MO 65737
Limited Service - Administrative
Updated 01/30/2026Established 01/01/1923FDIC Certificate 42380
Branches (111)
Page 1 of 16| Name | Address | City / State |
|---|---|---|
| Great Southern Bank (Main) | 14309 State Highway 13 | Reeds Spring, MO |
| CAMDENTON BRANCH | 256 E Us Highway 54 | Camdenton, MO |
| ELLINGTON BRANCH | 400 E Walnut St | Ellington, MO |
| GREENFIELD DRIVE-IN FACILITY BRANCH | 507 Lake St | Greenfield, MO |
| WILLARD BRANCH | 524 E Jackson St | Willard, MO |
| FAIR PLAY BRANCH | 201 W 1st St | Fair Play, MO |
| PAOLA BRANCH | 1515 Baptiste Dr | Paola, KS |
| SPRING HILL BRANCH | 22330 S Harrison St | Spring Hill, KS |
Showing 7 of 111
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1923 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 65737 |
| State and County Number | 29209 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 980 |
| Domestic Offices | 112 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.greatsouthernbank.com |
| Data Updated | 01/30/2026 |
| CERT | 29546 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $5.60B |
| Total Deposits | $4.54B |
| Total Liabilities | $4.99B |
| Total Equity Capital | $610.27M |
| Net Income | $17.32M |
| Net Loans and Leases | $4.36B |
| Assets Per Employee ($Millions) | $5.75M |
| Bank Premises and Fixed Assets | $132.71M |
| Cash and Balances due from Depository Institutions | $194.28M |
| Deposits Held in Domestic Offices | $4.54B |
Key Performance Ratios
| Return on Assets (ROA) | 1.22% |
| Return on Equity (ROE) | 11.11% |
| Net Interest Margin | 3.83% |
| Efficiency Ratio | 61.99% |
| Tier 1 Risk-Based Capital Ratio | 13.038% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.891% |
| Earning Assets to total Assets | 91.85% |
Income and Expense
| Total Interest Income | $73.88M |
| Total Noninterest Income | $7.14M |
| Total Interest Expense | $23.90M |
| Total Noninterest Expense | $35.52M |
| Net Interest Income | $49.98M |
| Pre-tax Net Operating Income | $20.72M |
| Provision for Credit Losses | $882.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $6.03M |
| Other borrowed funds | $330.01M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $48.47M |
| All Other Liabilities | $69.44M |
| Total Liabilities and Capital | $5.60B |
Securities
| Securities | $703.03M |
| Available-for-sale debt securities | $523.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $179.20M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Great Southern Bank?
$5.60B as of the latest filing.
How much are Great Southern Bank's total deposits?
$4.54B in total deposits.
Where is Great Southern Bank located?
Reeds Spring, MO.
What is the Net Interest Margin?
3.83%.
How many domestic offices does it operate?
112.
When was it established?
01/01/1923.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$4.36B (latest filing).
What is the total interest income (latest filing)?
$73.88M.