Midwest BankCentre
Lemay, MO
IDRSSD: 657459
Total Assets
$2.98B
Latest filing
Total Deposits
$2.46B
Latest filing
Net Interest Margin
3.80%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081000676SAINT LOUIS, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Midwest BankCentre
2191 Lemay Ferry Rd
Lemay, MO 63125
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/01/1906FDIC Certificate 708
Branches (17)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Midwest BankCentre (Main) | 2191 Lemay Ferry Rd | Lemay, MO |
| OAKVILLE BRANCH | 5575 Telegraph Rd | Saint Louis, MO |
| ARNOLD BRANCH | 1950 Richardson Rd | Arnold, MO |
| FENTON BRANCH | 1007 Bowles Ave | Fenton, MO |
| BEVO BRANCH | 4612 Gravois Ave | Saint Louis, MO |
| GRAND AVENUE BRANCH | 5515 S Grand Blvd | Saint Louis, MO |
| IMPERIAL BRANCH | 1030 Main St | Imperial, MO |
| CRYSTAL CITY BRANCH | 300 S Truman Blvd | Crystal City, MO |
Showing 7 of 17
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63125 |
| State and County Number | 29189 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 276 |
| Domestic Offices | 18 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.midwestbankcentre.com |
| Data Updated | 01/30/2026 |
| CERT | 1058 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.98B |
| Total Deposits | $2.46B |
| Total Liabilities | $2.61B |
| Total Equity Capital | $369.05M |
| Net Income | $6.57M |
| Net Loans and Leases | $2.38B |
| Assets Per Employee ($Millions) | $10.88M |
| Bank Premises and Fixed Assets | $18.45M |
| Cash and Balances due from Depository Institutions | $77.44M |
| Deposits Held in Domestic Offices | $2.46B |
Key Performance Ratios
| Return on Assets (ROA) | 0.88% |
| Return on Equity (ROE) | 7.34% |
| Net Interest Margin | 3.8% |
| Efficiency Ratio | 59.01% |
| Tier 1 Risk-Based Capital Ratio | 13.301% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.32% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.382% |
| Earning Assets to total Assets | 92.68% |
Income and Expense
| Total Interest Income | $41.06M |
| Total Noninterest Income | $3.38M |
| Total Interest Expense | $14.81M |
| Total Noninterest Expense | $17.49M |
| Net Interest Income | $26.26M |
| Pre-tax Net Operating Income | $9.76M |
| Provision for Credit Losses | $2.39M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $616.00k |
| Other borrowed funds | $90.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $15.16M |
| All Other Liabilities | $44.10M |
| Total Liabilities and Capital | $2.98B |
Securities
| Securities | $319.38M |
| Available-for-sale debt securities | $319.38M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $2.94M |
| Trading Liabilities | $2.94M |
Frequently Asked Questions
What are the total assets of Midwest BankCentre?
$2.98B as of the latest filing.
How much are Midwest BankCentre's total deposits?
$2.46B in total deposits.
Where is Midwest BankCentre located?
Lemay, MO.
What is the Net Interest Margin?
3.80%.
How many domestic offices does it operate?
18.
When was it established?
03/01/1906.
What is the Return on Assets (ROA)?
0.88%.
How much are total loans and leases?
$2.38B (latest filing).
What is the total interest income (latest filing)?
$41.06M.