Lead Bank
Kansas City, MO
IDRSSD: 893855
Total Assets
$2.62B
Latest filing
Total Deposits
$2.34B
Latest filing
Net Interest Margin
9.26%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
10 routesView all→
101019615KANSAS CITY, MO101019628KANSAS CITY, MO101019644KANSAS CITY, MO101019657KANSAS CITY, MO101019770KANSAS CITY, MO101019783KANSAS CITY, MO101019796KANSAS CITY, MO101019806KANSAS CITY, MO101206101KANSAS CITY, MO101219473KANSAS CITY, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Lead Bank
1801 Main St
Kansas City, MO 64108
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/12/1928FDIC Certificate 5284
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Lead Bank (Main) | 1801 Main St | Kansas City, MO |
| LEAD BANK - CHAPMAN FARMS BRANCH | 9019 S 7 Hwy | Lees Summit, MO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/12/1928 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64108 |
| State and County Number | 29095 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 269 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/09/2021 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.lead.bank |
| Data Updated | 01/30/2026 |
| CERT | 8283 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.62B |
| Total Deposits | $2.34B |
| Total Liabilities | $2.39B |
| Total Equity Capital | $225.60M |
| Net Income | $7.01M |
| Net Loans and Leases | $1.09B |
| Assets Per Employee ($Millions) | $8.66M |
| Bank Premises and Fixed Assets | $8.96M |
| Cash and Balances due from Depository Institutions | $946.50M |
| Deposits Held in Domestic Offices | $2.34B |
Key Performance Ratios
| Return on Assets (ROA) | 1.22% |
| Return on Equity (ROE) | 12.64% |
| Net Interest Margin | 9.26% |
| Efficiency Ratio | 74.13% |
| Tier 1 Risk-Based Capital Ratio | 23.363% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.93% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.623% |
| Earning Assets to total Assets | 87.1% |
Income and Expense
| Total Interest Income | $50.14M |
| Total Noninterest Income | $46.45M |
| Total Interest Expense | $4.13M |
| Total Noninterest Expense | $71.95M |
| Net Interest Income | $46.02M |
| Pre-tax Net Operating Income | $9.43M |
| Provision for Credit Losses | $11.08M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $655.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $52.84M |
| Total Liabilities and Capital | $2.62B |
Securities
| Securities | $285.11M |
| Available-for-sale debt securities | $283.10M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lead Bank?
$2.62B as of the latest filing.
How much are Lead Bank's total deposits?
$2.34B in total deposits.
Where is Lead Bank located?
Kansas City, MO.
What is the Net Interest Margin?
9.26%.
How many domestic offices does it operate?
2.
When was it established?
01/12/1928.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$1.09B (latest filing).
What is the total interest income (latest filing)?
$50.14M.