Lead Bank
Kansas City, MO
IDRSSD: 893855
Total Assets
$1.97B
Latest filing
Total Deposits
$1.71B
Latest filing
Net Interest Margin
10.29%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Lead Bank
1801 Main St
Kansas City, MO 64108
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/12/1928FDIC Certificate 5284
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Lead Bank (Main) | 1801 Main St | Kansas City, MO |
| LEAD BANK - CHAPMAN FARMS BRANCH | 9019 S 7 Hwy | Lees Summit, MO |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/12/1928 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64108 |
| State and County Number | 29095 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 262 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/09/2021 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.lead.bank |
| Data Updated | 11/14/2025 |
| CERT | 8283 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.97B |
| Total Deposits | $1.71B |
| Total Liabilities | $1.75B |
| Total Equity Capital | $218.03M |
| Net Income | $7.77M |
| Net Loans and Leases | $898.32M |
| Assets Per Employee ($Millions) | $7.33M |
| Bank Premises and Fixed Assets | $8.17M |
| Cash and Balances due from Depository Institutions | $584.25M |
| Deposits Held in Domestic Offices | $1.71B |
Key Performance Ratios
| Return on Assets (ROA) | 1.67% |
| Return on Equity (ROE) | 15.71% |
| Net Interest Margin | 10.29% |
| Efficiency Ratio | 80.11% |
| Tier 1 Risk-Based Capital Ratio | 32.125% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.34% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.051% |
| Earning Assets to total Assets | 86.07% |
Income and Expense
| Total Interest Income | $44.89M |
| Total Noninterest Income | $30.81M |
| Total Interest Expense | $3.85M |
| Total Noninterest Expense | $59.68M |
| Net Interest Income | $41.04M |
| Pre-tax Net Operating Income | $10.59M |
| Provision for Credit Losses | $1.57M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $655.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $43.57M |
| Total Liabilities and Capital | $1.97B |
Securities
| Securities | $233.28M |
| Available-for-sale debt securities | $231.29M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lead Bank?
$1.97B as of the latest filing.
How much are Lead Bank's total deposits?
$1.71B in total deposits.
Where is Lead Bank located?
Kansas City, MO.
What is the Net Interest Margin?
10.29%.
How many domestic offices does it operate?
2.
When was it established?
01/12/1928.
What is the Return on Assets (ROA)?
1.67%.
How much are total loans and leases?
$898.32M (latest filing).
What is the total interest income (latest filing)?
$44.89M.