The Tri-County Bank
Stuart, NE
IDRSSD: 657954
Total Assets
$243.63M
Latest filing
Total Deposits
$222.21M
Latest filing
Net Interest Margin
4.19%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Tri-County Bank
106 N Main St
Stuart, NE 68780
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/17/1945FDIC Certificate 10523
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Tri-County Bank (Main) | 106 N Main St | Stuart, NE |
| THE TRI-COUNTY BANK - ATKINSON BRANCH | 807 E Ash St | Atkinson, NE |
| THE TRI-COUNTY BANK - BASSETT BRANCH | 103 W Highway 20 | Bassett, NE |
| THE TRI-COUNTY BANK - O'NEILL | 702 E Douglas St | Oneill, NE |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/17/1945 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68780 |
| State and County Number | 31089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 11/17/1945 |
| Primary Insurance Agency | DIF |
| Website | www.tricountybank.com |
| Data Updated | 01/30/2026 |
| CERT | 16339 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $243.63M |
| Total Deposits | $222.21M |
| Total Liabilities | $226.44M |
| Total Equity Capital | $17.19M |
| Net Income | $601.00k |
| Net Loans and Leases | $151.05M |
| Assets Per Employee ($Millions) | $6.58M |
| Bank Premises and Fixed Assets | $5.28M |
| Cash and Balances due from Depository Institutions | $4.34M |
| Deposits Held in Domestic Offices | $222.21M |
Key Performance Ratios
| Return on Assets (ROA) | 1.02% |
| Return on Equity (ROE) | 14.29% |
| Net Interest Margin | 4.19% |
| Efficiency Ratio | 70.12% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.057% |
| Earning Assets to total Assets | 92.02% |
Income and Expense
| Total Interest Income | $3.19M |
| Total Noninterest Income | $246.00k |
| Total Interest Expense | $938.00k |
| Total Noninterest Expense | $1.75M |
| Net Interest Income | $2.26M |
| Pre-tax Net Operating Income | $748.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $17.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.73M |
| Total Liabilities and Capital | $243.63M |
Securities
| Securities | $55.94M |
| Available-for-sale debt securities | $55.78M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Tri-County Bank?
$243.63M as of the latest filing.
How much are The Tri-County Bank's total deposits?
$222.21M in total deposits.
Where is The Tri-County Bank located?
Stuart, NE.
What is the Net Interest Margin?
4.19%.
How many domestic offices does it operate?
4.
When was it established?
11/17/1945.
What is the Return on Assets (ROA)?
1.02%.
How much are total loans and leases?
$151.05M (latest filing).
What is the total interest income (latest filing)?
$3.19M.