State Nebraska Bank & Trust
Wayne, NE
IDRSSD: 581358
Total Assets
$254.86M
Latest filing
Total Deposits
$205.04M
Latest filing
Net Interest Margin
3.07%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
State Nebraska Bank & Trust
122 Main St
Wayne, NE 68787
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1892FDIC Certificate 3722
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Nebraska Bank & Trust (Main) | 122 Main St | Wayne, NE |
| CAMPUS DRIVE-IN BRANCH | 1010 Main St | Wayne, NE |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68787 |
| State and County Number | 31179 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.statenebank.com |
| Data Updated | 11/14/2025 |
| CERT | 5490 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $254.86M |
| Total Deposits | $205.04M |
| Total Liabilities | $232.46M |
| Total Equity Capital | $22.40M |
| Net Income | $662.00k |
| Net Loans and Leases | $164.10M |
| Assets Per Employee ($Millions) | $9.8M |
| Bank Premises and Fixed Assets | $6.66M |
| Cash and Balances due from Depository Institutions | $4.74M |
| Deposits Held in Domestic Offices | $205.04M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 12.19% |
| Net Interest Margin | 3.07% |
| Efficiency Ratio | 52.65% |
| Tier 1 Risk-Based Capital Ratio | 13.411% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.789% |
| Earning Assets to total Assets | 92.54% |
Income and Expense
| Total Interest Income | $3.34M |
| Total Noninterest Income | $248.00k |
| Total Interest Expense | $1.53M |
| Total Noninterest Expense | $1.08M |
| Net Interest Income | $1.81M |
| Pre-tax Net Operating Income | $824.00k |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $22.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $3.76M |
| All Other Liabilities | $1.16M |
| Total Liabilities and Capital | $254.86M |
Securities
| Securities | $71.26M |
| Available-for-sale debt securities | $71.26M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Nebraska Bank & Trust?
$254.86M as of the latest filing.
How much are State Nebraska Bank & Trust's total deposits?
$205.04M in total deposits.
Where is State Nebraska Bank & Trust located?
Wayne, NE.
What is the Net Interest Margin?
3.07%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1892.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$164.10M (latest filing).
What is the total interest income (latest filing)?
$3.34M.