Touchstone Bank
Mc Kenney, VA
IDRSSD: 746429
Total Assets
$660.78M
Latest filing
Total Deposits
$559.06M
Latest filing
Net Interest Margin
3.54%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 23872 |
| State and County Number | 51053 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Richmond, VA |
Operational Info
| Number of Employees | 93 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 6139 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $660.78M |
| Total Deposits | $559.06M |
| Total Liabilities | $601.75M |
| Total Equity Capital | $59.03M |
| Net Income | $-821,000 |
| Net Loans and Leases | $487.36M |
| Assets Per Employee ($Millions) | $7.11M |
| Bank Premises and Fixed Assets | $10.88M |
| Cash and Balances due from Depository Institutions | $57.52M |
| Deposits Held in Domestic Offices | $559.06M |
Key Performance Ratios
| Return on Assets (ROA) | -0.5% |
| Return on Equity (ROE) | -5.66% |
| Net Interest Margin | 3.54% |
| Efficiency Ratio | 98.24% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.934% |
| Earning Assets to total Assets | 92.27% |
Income and Expense
| Total Interest Income | $8.04M |
| Total Noninterest Income | $680.00k |
| Total Interest Expense | $2.63M |
| Total Noninterest Expense | $6.03M |
| Net Interest Income | $5.42M |
| Pre-tax Net Operating Income | $198.00k |
| Provision for Credit Losses | $-129,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $39.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $12.73M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.68M |
| Total Liabilities and Capital | $660.78M |
Securities
| Securities | $62.95M |
| Available-for-sale debt securities | $62.95M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Touchstone Bank?
$660.78M as of the latest filing.
How much are Touchstone Bank's total deposits?
$559.06M in total deposits.
Where is Touchstone Bank located?
Mc Kenney, VA.
What is the Net Interest Margin?
3.54%.
How many domestic offices does it operate?
12.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
-0.5%.
How much are total loans and leases?
$487.36M (latest filing).
What is the total interest income (latest filing)?
$8.04M.