Carroll Bank and Trust
Huntingdon, TN
IDRSSD: 541857
Total Assets
$615.59M
Latest filing
Total Deposits
$563.90M
Latest filing
Net Interest Margin
3.94%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Carroll Bank and Trust
19510 Main St W
Huntingdon, TN 38344
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/09/1907FDIC Certificate 1567
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Carroll Bank and Trust (Main) | 19510 Main St W | Huntingdon, TN |
| CARROLL BANK AND TRUST BRANCH | 133 E Main St | Bradford, TN |
| MCKENZIE BRANCH | 14950 Highland Dr | Mckenzie, TN |
| HUNTINGDON BRANCH | 20515 Main St E | Huntingdon, TN |
| MCLEMORESVILLE BRANCH | 5626 Main Street | Mc Lemoresville, TN |
| CAMDEN BRANCH | 102 Highway 641 N | Camden, TN |
| MILAN BRANCH | 4105 S 1st St | Milan, TN |
| PARIS BRANCH | 902 Mineral Wells Ave | Paris, TN |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/09/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38344 |
| State and County Number | 47017 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 110 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.carrollbank.com |
| Data Updated | 11/14/2025 |
| CERT | 2380 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $615.59M |
| Total Deposits | $563.90M |
| Total Liabilities | $570.03M |
| Total Equity Capital | $45.56M |
| Net Income | $1.40M |
| Net Loans and Leases | $443.22M |
| Assets Per Employee ($Millions) | $5.7M |
| Bank Premises and Fixed Assets | $18.55M |
| Cash and Balances due from Depository Institutions | $51.38M |
| Deposits Held in Domestic Offices | $563.90M |
Key Performance Ratios
| Return on Assets (ROA) | 0.92% |
| Return on Equity (ROE) | 12.64% |
| Net Interest Margin | 3.94% |
| Efficiency Ratio | 70.54% |
| Tier 1 Risk-Based Capital Ratio | 11.869% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.4% |
| Earning Assets to total Assets | 92.18% |
Income and Expense
| Total Interest Income | $9.21M |
| Total Noninterest Income | $1.23M |
| Total Interest Expense | $3.71M |
| Total Noninterest Expense | $4.75M |
| Net Interest Income | $5.51M |
| Pre-tax Net Operating Income | $1.82M |
| Provision for Credit Losses | $164.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $129.00k |
| Other borrowed funds | $489.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.69M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.64M |
| Total Liabilities and Capital | $615.59M |
Securities
| Securities | $78.98M |
| Available-for-sale debt securities | $77.45M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Carroll Bank and Trust?
$615.59M as of the latest filing.
How much are Carroll Bank and Trust's total deposits?
$563.90M in total deposits.
Where is Carroll Bank and Trust located?
Huntingdon, TN.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
9.
When was it established?
09/09/1907.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$443.22M (latest filing).
What is the total interest income (latest filing)?
$9.21M.