The National Iron Bank
Salisbury, CT
IDRSSD: 1008209
Total Assets
$335.32M
Latest filing
Total Deposits
$289.69M
Latest filing
Net Interest Margin
2.93%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The National Iron Bank
195 Main St
Salisbury, CT 06068
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/17/1847FDIC Certificate 1640
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The National Iron Bank (Main) | 195 Main St | Salisbury, CT |
| THE CORNWALL BRANCH | 366 Furnace Brook Rd | Cornwall Bridge, CT |
| NORFOLK BRANCH | 2 John J Curtiss Rd | Norfolk, CT |
| WASHINGTON DEPOT BRANCH | 2 Bee Brook Rd | Washington Depot, CT |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/17/1847 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 06068 |
| State and County Number | 09160 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 35 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ironbank.com |
| Data Updated | 01/30/2026 |
| CERT | 2496 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $335.32M |
| Total Deposits | $289.69M |
| Total Liabilities | $309.94M |
| Total Equity Capital | $25.38M |
| Net Income | $249.00k |
| Net Loans and Leases | $259.50M |
| Assets Per Employee ($Millions) | $9.86M |
| Bank Premises and Fixed Assets | $627.00k |
| Cash and Balances due from Depository Institutions | $29.13M |
| Deposits Held in Domestic Offices | $289.69M |
Key Performance Ratios
| Return on Assets (ROA) | 0.3% |
| Return on Equity (ROE) | 3.97% |
| Net Interest Margin | 2.93% |
| Efficiency Ratio | 69.89% |
| Tier 1 Risk-Based Capital Ratio | 15.972% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.568% |
| Earning Assets to total Assets | 91.33% |
Income and Expense
| Total Interest Income | $3.54M |
| Total Noninterest Income | $170.00k |
| Total Interest Expense | $1.27M |
| Total Noninterest Expense | $1.70M |
| Net Interest Income | $2.27M |
| Pre-tax Net Operating Income | $699.00k |
| Provision for Credit Losses | $35.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.82M |
| Federal Funds Sold & Reverse Repurchase Agreement | $164.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $434.00k |
| Total Liabilities and Capital | $335.32M |
Securities
| Securities | $43.32M |
| Available-for-sale debt securities | $27.26M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $16.07M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The National Iron Bank?
$335.32M as of the latest filing.
How much are The National Iron Bank's total deposits?
$289.69M in total deposits.
Where is The National Iron Bank located?
Salisbury, CT.
What is the Net Interest Margin?
2.93%.
How many domestic offices does it operate?
4.
When was it established?
08/17/1847.
What is the Return on Assets (ROA)?
0.3%.
How much are total loans and leases?
$259.50M (latest filing).
What is the total interest income (latest filing)?
$3.54M.