Stafford Savings Bank
Stafford Springs, CT
IDRSSD: 113003
Total Assets
$475.41M
Latest filing
Total Deposits
$196.66M
Latest filing
Net Interest Margin
2.47%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
211174262STAFFORD SPRINGS, CT
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Stafford Savings Bank
2 Furnace Ave
Stafford Springs, CT 06076
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/16/1872FDIC Certificate 12144
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Stafford Savings Bank (Main) | 2 Furnace Ave | Stafford Springs, CT |
| PLAZA BRANCH | 85 W Stafford Rd | Stafford Springs, CT |
| BROOKSIDE PROFESSIONAL CENTER BRANCH | 74 W Stafford Rd | Stafford Springs, CT |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 07/16/1872 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 06076 |
| State and County Number | 09110 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/01/1960 |
| Primary Insurance Agency | DIF |
| Website | www.staffordsavingsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 18227 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $475.41M |
| Total Deposits | $196.66M |
| Total Liabilities | $246.91M |
| Total Equity Capital | $228.50M |
| Net Income | $4.78M |
| Net Loans and Leases | $66.07M |
| Assets Per Employee ($Millions) | $16.39M |
| Bank Premises and Fixed Assets | $2.76M |
| Cash and Balances due from Depository Institutions | $71.82M |
| Deposits Held in Domestic Offices | $196.66M |
Key Performance Ratios
| Return on Assets (ROA) | 4.09% |
| Return on Equity (ROE) | 8.46% |
| Net Interest Margin | 2.47% |
| Efficiency Ratio | 60.03% |
| Tier 1 Risk-Based Capital Ratio | 32.236% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 48.063% |
| Earning Assets to total Assets | 97.3% |
Income and Expense
| Total Interest Income | $3.21M |
| Total Noninterest Income | $176.00k |
| Total Interest Expense | $397.00k |
| Total Noninterest Expense | $1.79M |
| Net Interest Income | $2.81M |
| Pre-tax Net Operating Income | $1.11M |
| Provision for Credit Losses | $85.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $50.26M |
| Total Liabilities and Capital | $475.41M |
Securities
| Securities | $329.05M |
| Available-for-sale debt securities | $96.29M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Stafford Savings Bank?
$475.41M as of the latest filing.
How much are Stafford Savings Bank's total deposits?
$196.66M in total deposits.
Where is Stafford Savings Bank located?
Stafford Springs, CT.
What is the Net Interest Margin?
2.47%.
How many domestic offices does it operate?
3.
When was it established?
07/16/1872.
What is the Return on Assets (ROA)?
4.09%.
How much are total loans and leases?
$66.07M (latest filing).
What is the total interest income (latest filing)?
$3.21M.