Jewett City Savings Bank

Jewett City, CT
IDRSSD: 820301
Total Assets
$476.53M
Latest filing
Total Deposits
$383.42M
Latest filing
Net Interest Margin
4.55%
Profitability

Locations

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Main Office
Jewett City Savings Bank
111 Main St
Jewett City, CT 06351
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/23/1873FDIC Certificate 12153

Branches (6)

Page 1 of 1
NameAddressCity / State
Jewett City Savings Bank (Main)111 Main StJewett City, CT
PLAINFIELD BRANCH48 Norwich RdPlainfield, CT
BROOKLYN BRANCH488 Providence RdBrooklyn, CT
DAYVILLE BRANCH560 Hartford PikeDayville, CT
PRESTON BRANCH353 Route 165Preston, CT
STONINGTON OFFICE OF JEWETT CITY SAVINGS BANK46 Broad StStonington, CT
PUTNAM OFFICE OF JEWETT CITY SAVINGS BANK BRANCH223a Kennedy DrPutnam, CT
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date06/23/1873
Community BankYes
Ownership TypeMutual
ZIP06351
State and County Number09180
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number01
Numeric code42
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameN/A

Operational Info

Number of Employees89
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance07/01/1960
Primary Insurance AgencyDIF
Websitewww.jcsbank.com
Data Updated11/14/2025
CERT18237
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$476.53M
Total Deposits$383.42M
Total Liabilities$409.35M
Total Equity Capital$67.18M
Net Income$1.61M
Net Loans and Leases$387.60M
Assets Per Employee ($Millions)$5.42M
Bank Premises and Fixed Assets$6.94M
Cash and Balances due from Depository Institutions$34.34M
Deposits Held in Domestic Offices$383.42M

Key Performance Ratios

Return on Assets (ROA)1.38%
Return on Equity (ROE)9.74%
Net Interest Margin4.55%
Efficiency Ratio68.37%
Tier 1 Risk-Based Capital Ratio17.638%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.097%
Earning Assets to total Assets93.17%

Income and Expense

Total Interest Income$6.30M
Total Noninterest Income$821.00k
Total Interest Expense$1.33M
Total Noninterest Expense$3.96M
Net Interest Income$4.97M
Pre-tax Net Operating Income$1.85M
Provision for Credit Losses$-15,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$22.19M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.74M
Total Liabilities and Capital$476.53M

Securities

Securities$25.50M
Available-for-sale debt securities$19.80M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$42.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Jewett City Savings Bank?
$476.53M as of the latest filing.
How much are Jewett City Savings Bank's total deposits?
$383.42M in total deposits.
Where is Jewett City Savings Bank located?
Jewett City, CT.
What is the Net Interest Margin?
4.55%.
How many domestic offices does it operate?
7.
When was it established?
06/23/1873.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$387.60M (latest filing).
What is the total interest income (latest filing)?
$6.30M.