The Home Trust & Savings Bank
Osage, IA
IDRSSD: 60545
Total Assets
$290.75M
Latest filing
Total Deposits
$254.95M
Latest filing
Net Interest Margin
2.58%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Home Trust & Savings Bank
628 Main St
Osage, IA 50461
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/01/1899FDIC Certificate 631
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The Home Trust & Savings Bank (Main) | 628 Main St | Osage, IA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/01/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50461 |
| State and County Number | 19131 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.hometrustbank.com |
| Data Updated | 01/30/2026 |
| CERT | 963 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $290.75M |
| Total Deposits | $254.95M |
| Total Liabilities | $263.69M |
| Total Equity Capital | $27.06M |
| Net Income | $821.00k |
| Net Loans and Leases | $207.01M |
| Assets Per Employee ($Millions) | $19.38M |
| Bank Premises and Fixed Assets | $578.00k |
| Cash and Balances due from Depository Institutions | $8.05M |
| Deposits Held in Domestic Offices | $254.95M |
Key Performance Ratios
| Return on Assets (ROA) | 1.13% |
| Return on Equity (ROE) | 12.16% |
| Net Interest Margin | 2.58% |
| Efficiency Ratio | 54.92% |
| Tier 1 Risk-Based Capital Ratio | 14.791% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.306% |
| Earning Assets to total Assets | 96.15% |
Income and Expense
| Total Interest Income | $3.46M |
| Total Noninterest Income | $54.00k |
| Total Interest Expense | $1.66M |
| Total Noninterest Expense | $1.02M |
| Net Interest Income | $1.81M |
| Pre-tax Net Operating Income | $839.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $393.00k |
| Other borrowed funds | $7.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $585.00k |
| All Other Liabilities | $1.15M |
| Total Liabilities and Capital | $290.75M |
Securities
| Securities | $70.96M |
| Available-for-sale debt securities | $70.96M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Home Trust & Savings Bank?
$290.75M as of the latest filing.
How much are The Home Trust & Savings Bank's total deposits?
$254.95M in total deposits.
Where is The Home Trust & Savings Bank located?
Osage, IA.
What is the Net Interest Margin?
2.58%.
How many domestic offices does it operate?
1.
When was it established?
12/01/1899.
What is the Return on Assets (ROA)?
1.13%.
How much are total loans and leases?
$207.01M (latest filing).
What is the total interest income (latest filing)?
$3.46M.