FNB Bank
Fontanelle, IA
IDRSSD: 617743
Total Assets
$276.43M
Latest filing
Total Deposits
$207.81M
Latest filing
Net Interest Margin
4.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
FNB Bank
311 5th Street
Fontanelle, IA 50846
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/23/1905FDIC Certificate 622
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| FNB Bank (Main) | 311 5th Street | Fontanelle, IA |
| GREENFIELD BRANCH | 101 Ne Hayes St | Greenfield, IA |
| MASSENA BRANCH | 101 Main St | Massena, IA |
| ANITA BRANCH | 793 Main St | Anita, IA |
| CORRECTIONVILLE BRANCH | 504 Driftwood St | Correctionville, IA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/23/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50846 |
| State and County Number | 19001 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fnbfontanelle.com |
| Data Updated | 11/14/2025 |
| CERT | 954 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $276.43M |
| Total Deposits | $207.81M |
| Total Liabilities | $235.13M |
| Total Equity Capital | $41.30M |
| Net Income | $1.24M |
| Net Loans and Leases | $214.88M |
| Assets Per Employee ($Millions) | $6.74M |
| Bank Premises and Fixed Assets | $1.20M |
| Cash and Balances due from Depository Institutions | $12.52M |
| Deposits Held in Domestic Offices | $207.81M |
Key Performance Ratios
| Return on Assets (ROA) | 1.8% |
| Return on Equity (ROE) | 12.17% |
| Net Interest Margin | 4.1% |
| Efficiency Ratio | 54.52% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.939% |
| Earning Assets to total Assets | 91.73% |
Income and Expense
| Total Interest Income | $3.60M |
| Total Noninterest Income | $304.00k |
| Total Interest Expense | $992.00k |
| Total Noninterest Expense | $1.59M |
| Net Interest Income | $2.61M |
| Pre-tax Net Operating Income | $1.32M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $26.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $178.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $820.00k |
| Total Liabilities and Capital | $276.43M |
Securities
| Securities | $35.69M |
| Available-for-sale debt securities | $35.69M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FNB Bank?
$276.43M as of the latest filing.
How much are FNB Bank's total deposits?
$207.81M in total deposits.
Where is FNB Bank located?
Fontanelle, IA.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
5.
When was it established?
08/23/1905.
What is the Return on Assets (ROA)?
1.8%.
How much are total loans and leases?
$214.88M (latest filing).
What is the total interest income (latest filing)?
$3.60M.