Fairfax State Savings Bank
Fairfax, IA
IDRSSD: 682648
Total Assets
$277.28M
Latest filing
Total Deposits
$234.15M
Latest filing
Net Interest Margin
2.63%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073913195FAIRFAX, IA
Key People
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Locations
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Main Office
Fairfax State Savings Bank
409 Vanderbilt St
Fairfax, IA 52228
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/20/1924FDIC Certificate 5140
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Fairfax State Savings Bank (Main) | 409 Vanderbilt St | Fairfax, IA |
| BANKHAUS | 4304 220th Trl | Amana, IA |
| KINGSTON BRANCH | 211 3rd Ave Sw | Cedar Rapids, IA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/20/1924 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52228 |
| State and County Number | 19113 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Cedar Rapids, IA |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thebankhere.com |
| Data Updated | 01/30/2026 |
| CERT | 8083 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $277.28M |
| Total Deposits | $234.15M |
| Total Liabilities | $258.41M |
| Total Equity Capital | $18.87M |
| Net Income | $466.00k |
| Net Loans and Leases | $156.22M |
| Assets Per Employee ($Millions) | $10.27M |
| Bank Premises and Fixed Assets | $2.48M |
| Cash and Balances due from Depository Institutions | $5.11M |
| Deposits Held in Domestic Offices | $234.15M |
Key Performance Ratios
| Return on Assets (ROA) | 0.68% |
| Return on Equity (ROE) | 10.23% |
| Net Interest Margin | 2.63% |
| Efficiency Ratio | 72.16% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.806% |
| Earning Assets to total Assets | 94.84% |
Income and Expense
| Total Interest Income | $3.41M |
| Total Noninterest Income | $137.00k |
| Total Interest Expense | $1.72M |
| Total Noninterest Expense | $1.32M |
| Net Interest Income | $1.70M |
| Pre-tax Net Operating Income | $389.00k |
| Provision for Credit Losses | $121.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.06M |
| Other borrowed funds | $23.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.25M |
| Total Liabilities and Capital | $277.28M |
Securities
| Securities | $102.86M |
| Available-for-sale debt securities | $102.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Fairfax State Savings Bank?
$277.28M as of the latest filing.
How much are Fairfax State Savings Bank's total deposits?
$234.15M in total deposits.
Where is Fairfax State Savings Bank located?
Fairfax, IA.
What is the Net Interest Margin?
2.63%.
How many domestic offices does it operate?
3.
When was it established?
10/20/1924.
What is the Return on Assets (ROA)?
0.68%.
How much are total loans and leases?
$156.22M (latest filing).
What is the total interest income (latest filing)?
$3.41M.