Farmers Savings Bank

Colesburg, IA
IDRSSD: 774347
Total Assets
$286.64M
Latest filing
Total Deposits
$250.18M
Latest filing
Net Interest Margin
3.02%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1907
Community BankYes
Ownership TypeNot Mutual
ZIP52035
State and County Number19055
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees37
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/31/2025
Date of Deposit Insurance10/16/1934
Primary Insurance AgencyDIF
WebsiteWWW.FARMERSSAVINGSBANK.COM
Data Updated11/14/2025
CERT14807
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$286.64M
Total Deposits$250.18M
Total Liabilities$259.09M
Total Equity Capital$27.55M
Net Income$811.00k
Net Loans and Leases$166.70M
Assets Per Employee ($Millions)$7.75M
Bank Premises and Fixed Assets$2.70M
Cash and Balances due from Depository Institutions$28.83M
Deposits Held in Domestic Offices$250.18M

Key Performance Ratios

Return on Assets (ROA)1.14%
Return on Equity (ROE)12.14%
Net Interest Margin3.02%
Efficiency Ratio57.21%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.611%
Earning Assets to total Assets92.73%

Income and Expense

Total Interest Income$3.93M
Total Noninterest Income$220.00k
Total Interest Expense$1.94M
Total Noninterest Expense$1.38M
Net Interest Income$1.99M
Pre-tax Net Operating Income$831.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$168.00k
Other borrowed funds$7.33M
Federal Funds Sold & Reverse Repurchase Agreement$1.83M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.57M
Total Liabilities and Capital$286.64M

Securities

Securities$72.08M
Available-for-sale debt securities$42.59M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$29.35M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers Savings Bank?
$286.64M as of the latest filing.
How much are Farmers Savings Bank's total deposits?
$250.18M in total deposits.
Where is Farmers Savings Bank located?
Colesburg, IA.
What is the Net Interest Margin?
3.02%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$166.70M (latest filing).
What is the total interest income (latest filing)?
$3.93M.