Farmers Savings Bank
Colesburg, IA
IDRSSD: 774347
Total Assets
$296.49M
Latest filing
Total Deposits
$259.70M
Latest filing
Net Interest Margin
2.71%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Farmers Savings Bank
205 Main St
Colesburg, IA 52035
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1907FDIC Certificate 9264
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers Savings Bank (Main) | 205 Main St | Colesburg, IA |
| WADENA BRANCH | 137 S Mill St | Wadena, IA |
| ELKPORT BRANCH | 100 Grandview Road | Elkport, IA |
| ARLINGTON BRANCH | 747 Main St | Arlington, IA |
| STRAWBERRY POINT BRANCH | 130 W Mission St | Strawberry Point, IA |
| ELGIN BRANCH | 241 Center St | Elgin, IA |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52035 |
| State and County Number | 19055 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/31/2025 |
| Date of Deposit Insurance | 10/16/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.FARMERSSAVINGSBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 14807 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $296.49M |
| Total Deposits | $259.70M |
| Total Liabilities | $268.39M |
| Total Equity Capital | $28.09M |
| Net Income | $456.00k |
| Net Loans and Leases | $171.65M |
| Assets Per Employee ($Millions) | $7.8M |
| Bank Premises and Fixed Assets | $2.92M |
| Cash and Balances due from Depository Institutions | $31.51M |
| Deposits Held in Domestic Offices | $259.70M |
Key Performance Ratios
| Return on Assets (ROA) | 0.63% |
| Return on Equity (ROE) | 6.56% |
| Net Interest Margin | 2.71% |
| Efficiency Ratio | 72.76% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.475% |
| Earning Assets to total Assets | 92.79% |
Income and Expense
| Total Interest Income | $3.80M |
| Total Noninterest Income | $169.00k |
| Total Interest Expense | $1.97M |
| Total Noninterest Expense | $1.51M |
| Net Interest Income | $1.83M |
| Pre-tax Net Operating Income | $488.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $156.00k |
| Other borrowed funds | $7.18M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.26M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.52M |
| Total Liabilities and Capital | $296.49M |
Securities
| Securities | $73.91M |
| Available-for-sale debt securities | $43.40M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $30.38M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers Savings Bank?
$296.49M as of the latest filing.
How much are Farmers Savings Bank's total deposits?
$259.70M in total deposits.
Where is Farmers Savings Bank located?
Colesburg, IA.
What is the Net Interest Margin?
2.71%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
0.63%.
How much are total loans and leases?
$171.65M (latest filing).
What is the total interest income (latest filing)?
$3.80M.