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Iowa Savings Bank

Carroll, IA
IDRSSD: 190648
Total Assets
$281.78M
Latest filing
Total Deposits
$249.56M
Latest filing
Net Interest Margin
3.24%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/01/1902
Community BankYes
Ownership TypeNot Mutual
ZIP51401
State and County Number19027
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameCarroll, IA

Operational Info

Number of Employees32
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance08/22/1934
Primary Insurance AgencyDIF
Websitehttp://www.iowasavingsbank.com
Data Updated11/14/2025
CERT14690
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$281.78M
Total Deposits$249.56M
Total Liabilities$256.58M
Total Equity Capital$25.20M
Net Income$1.06M
Net Loans and Leases$172.27M
Assets Per Employee ($Millions)$8.81M
Bank Premises and Fixed Assets$2.10M
Cash and Balances due from Depository Institutions$20.78M
Deposits Held in Domestic Offices$249.56M

Key Performance Ratios

Return on Assets (ROA)1.51%
Return on Equity (ROE)17.37%
Net Interest Margin3.24%
Efficiency Ratio56.36%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.942%
Earning Assets to total Assets96.07%

Income and Expense

Total Interest Income$3.51M
Total Noninterest Income$356.00k
Total Interest Expense$1.33M
Total Noninterest Expense$1.43M
Net Interest Income$2.18M
Pre-tax Net Operating Income$1.10M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$5.79M
All Other Liabilities$1.24M
Total Liabilities and Capital$281.78M

Securities

Securities$81.59M
Available-for-sale debt securities$81.59M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Iowa Savings Bank?
$281.78M as of the latest filing.
How much are Iowa Savings Bank's total deposits?
$249.56M in total deposits.
Where is Iowa Savings Bank located?
Carroll, IA.
What is the Net Interest Margin?
3.24%.
How many domestic offices does it operate?
5.
When was it established?
02/01/1902.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$172.27M (latest filing).
What is the total interest income (latest filing)?
$3.51M.