Iowa Savings Bank
Carroll, IA
IDRSSD: 190648
Total Assets
$290.40M
Latest filing
Total Deposits
$260.33M
Latest filing
Net Interest Margin
3.23%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Iowa Savings Bank
510 W Us Highway 30
Carroll, IA 51401
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/01/1902FDIC Certificate 9186
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Iowa Savings Bank (Main) | 510 W Us Highway 30 | Carroll, IA |
| IOWA SAVINGS BANK/INTERNET | 510 W Us Highway 30 | Carroll, IA |
| IOWA SAVINGS BANK/COON RAPIDS BRANCH | 118 5th Ave | Coon Rapids, IA |
| 106 NORTH ILLINOIS ST BRANCH | 106 N Illinois St | Lake City, IA |
| GLIDDEN BRANCH | 705 Arizona St | Glidden, IA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51401 |
| State and County Number | 19027 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Carroll, IA |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 08/22/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.iowasavingsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 14690 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $290.40M |
| Total Deposits | $260.33M |
| Total Liabilities | $267.56M |
| Total Equity Capital | $22.84M |
| Net Income | $1.21M |
| Net Loans and Leases | $159.65M |
| Assets Per Employee ($Millions) | $9.08M |
| Bank Premises and Fixed Assets | $2.07M |
| Cash and Balances due from Depository Institutions | $29.09M |
| Deposits Held in Domestic Offices | $260.33M |
Key Performance Ratios
| Return on Assets (ROA) | 1.69% |
| Return on Equity (ROE) | 20.08% |
| Net Interest Margin | 3.23% |
| Efficiency Ratio | 51.61% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.866% |
| Earning Assets to total Assets | 95.62% |
Income and Expense
| Total Interest Income | $3.54M |
| Total Noninterest Income | $366.00k |
| Total Interest Expense | $1.32M |
| Total Noninterest Expense | $1.33M |
| Net Interest Income | $2.22M |
| Pre-tax Net Operating Income | $1.25M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $5.96M |
| All Other Liabilities | $1.27M |
| Total Liabilities and Capital | $290.40M |
Securities
| Securities | $95.16M |
| Available-for-sale debt securities | $95.16M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Iowa Savings Bank?
$290.40M as of the latest filing.
How much are Iowa Savings Bank's total deposits?
$260.33M in total deposits.
Where is Iowa Savings Bank located?
Carroll, IA.
What is the Net Interest Margin?
3.23%.
How many domestic offices does it operate?
5.
When was it established?
02/01/1902.
What is the Return on Assets (ROA)?
1.69%.
How much are total loans and leases?
$159.65M (latest filing).
What is the total interest income (latest filing)?
$3.54M.