Pioneer Bank
Sergeant Bluff, IA
IDRSSD: 300942
Total Assets
$278.99M
Latest filing
Total Deposits
$247.22M
Latest filing
Net Interest Margin
3.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pioneer Bank
202 1st St
Sergeant Bluff, IA 51054
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1907FDIC Certificate 13340
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Pioneer Bank (Main) | 202 1st St | Sergeant Bluff, IA |
| SIOUX CITY BRANCH | 701 Pierce St | Sioux City, IA |
| SINGING HILLS BRANCH | 4700 Singing Hills Blvd | Sioux City, IA |
| DUNES BRANCH | 211 Sioux Point Rd | Dakota Dunes, SD |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51054 |
| State and County Number | 19193 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Sioux City, IA-NE-SD |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/06/1966 |
| Primary Insurance Agency | DIF |
| Website | www.pioneerbanks.com |
| Data Updated | 11/14/2025 |
| CERT | 19540 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $278.99M |
| Total Deposits | $247.22M |
| Total Liabilities | $252.31M |
| Total Equity Capital | $26.68M |
| Net Income | $1.00M |
| Net Loans and Leases | $189.95M |
| Assets Per Employee ($Millions) | $9.3M |
| Bank Premises and Fixed Assets | $3.33M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $247.22M |
Key Performance Ratios
| Return on Assets (ROA) | 1.39% |
| Return on Equity (ROE) | 15.49% |
| Net Interest Margin | 3.25% |
| Efficiency Ratio | 54.37% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.563% |
| Earning Assets to total Assets | 96.12% |
Income and Expense
| Total Interest Income | $3.59M |
| Total Noninterest Income | $136.00k |
| Total Interest Expense | $1.34M |
| Total Noninterest Expense | $1.29M |
| Net Interest Income | $2.24M |
| Pre-tax Net Operating Income | $1.05M |
| Provision for Credit Losses | $35.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.18M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.91M |
| Total Liabilities and Capital | $278.99M |
Securities
| Securities | $56.82M |
| Available-for-sale debt securities | $56.82M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pioneer Bank?
$278.99M as of the latest filing.
How much are Pioneer Bank's total deposits?
$247.22M in total deposits.
Where is Pioneer Bank located?
Sergeant Bluff, IA.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$189.95M (latest filing).
What is the total interest income (latest filing)?
$3.59M.