Community Bank and Trust Company
Muscatine, IA
IDRSSD: 1015841
Total Assets
$319.05M
Latest filing
Total Deposits
$296.43M
Latest filing
Net Interest Margin
3.61%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Community Bank and Trust Company
2609 2nd Ave
Muscatine, IA 52761
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/11/1980FDIC Certificate 16245
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community Bank and Trust Company (Main) | 2609 2nd Ave | Muscatine, IA |
| COLUMBUS JUNCTION BRANCH | 227 Main St | Columbus Junction, IA |
| CEDAR STREET BRANCH | 615 Cedar St | Muscatine, IA |
| WAPELLO BRANCH | 206 Highway 61 N | Wapello, IA |
| WILTON BRANCH | 210 W 4th St | Wilton, IA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/11/1980 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52761 |
| State and County Number | 19139 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Muscatine, IA |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 08/11/1980 |
| Primary Insurance Agency | DIF |
| Website | www.commbk.net |
| Data Updated | 01/30/2026 |
| CERT | 23189 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $319.05M |
| Total Deposits | $296.43M |
| Total Liabilities | $297.50M |
| Total Equity Capital | $21.56M |
| Net Income | $654.00k |
| Net Loans and Leases | $188.07M |
| Assets Per Employee ($Millions) | $6.02M |
| Bank Premises and Fixed Assets | $6.09M |
| Cash and Balances due from Depository Institutions | $24.22M |
| Deposits Held in Domestic Offices | $296.43M |
Key Performance Ratios
| Return on Assets (ROA) | 0.87% |
| Return on Equity (ROE) | 12.27% |
| Net Interest Margin | 3.61% |
| Efficiency Ratio | 72.07% |
| Tier 1 Risk-Based Capital Ratio | 11.815% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.757% |
| Earning Assets to total Assets | 92.63% |
Income and Expense
| Total Interest Income | $3.74M |
| Total Noninterest Income | $329.00k |
| Total Interest Expense | $1.23M |
| Total Noninterest Expense | $2.05M |
| Net Interest Income | $2.51M |
| Pre-tax Net Operating Income | $706.00k |
| Provision for Credit Losses | $88.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $30.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.04M |
| Total Liabilities and Capital | $319.05M |
Securities
| Securities | $86.30M |
| Available-for-sale debt securities | $86.24M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Bank and Trust Company?
$319.05M as of the latest filing.
How much are Community Bank and Trust Company's total deposits?
$296.43M in total deposits.
Where is Community Bank and Trust Company located?
Muscatine, IA.
What is the Net Interest Margin?
3.61%.
How many domestic offices does it operate?
5.
When was it established?
08/11/1980.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$188.07M (latest filing).
What is the total interest income (latest filing)?
$3.74M.