Security Trust & Savings Bank
Storm Lake, IA
IDRSSD: 363648
Total Assets
$283.70M
Latest filing
Total Deposits
$257.06M
Latest filing
Net Interest Margin
2.63%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Security Trust & Savings Bank
601 Lake Street
Storm Lake, IA 50588
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/01/1908FDIC Certificate 635
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security Trust & Savings Bank (Main) | 601 Lake Street | Storm Lake, IA |
| AUTO BRANCH | 300 West 5th Street | Storm Lake, IA |
| REMBRANDT BRANCH | 101 E Main St | Rembrandt, IA |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Citizens First National Bank of Storm Lake
Storm Lake, Iowa
→
Assets: $260.22MΔ -5.3%
Central Bank
Storm Lake, Iowa
→
Assets: $2.26BΔ +722.5%
State Savings Bank
West Des Moines, Iowa
→
Assets: $274.29MΔ -0.2%
Freedom Financial Bank
West Des Moines, Iowa
→
Assets: $273.81MΔ -0.4%
FNB Bank
Fontanelle, Iowa
→
Assets: $273.72MΔ -0.4%
Fairfax State Savings Bank
Fairfax, Iowa
→
Assets: $277.28MΔ +0.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50588 |
| State and County Number | 19021 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Storm Lake, IA |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.securitybanksl.com |
| Data Updated | 04/10/2026 |
| CERT | 968 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $283.70M |
| Total Deposits | $257.06M |
| Total Liabilities | $257.63M |
| Total Equity Capital | $26.08M |
| Net Income | $825.00k |
| Net Loans and Leases | $78.25M |
| Assets Per Employee ($Millions) | $14.19M |
| Bank Premises and Fixed Assets | $815.00k |
| Cash and Balances due from Depository Institutions | $97.64M |
| Deposits Held in Domestic Offices | $257.06M |
Key Performance Ratios
| Return on Assets (ROA) | 1.18% |
| Return on Equity (ROE) | 12.65% |
| Net Interest Margin | 2.63% |
| Efficiency Ratio | 55.42% |
| Tier 1 Risk-Based Capital Ratio | 31.341% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.192% |
| Earning Assets to total Assets | 97.5% |
Income and Expense
| Total Interest Income | $2.90M |
| Total Noninterest Income | $51.00k |
| Total Interest Expense | $1.12M |
| Total Noninterest Expense | $1.03M |
| Net Interest Income | $1.79M |
| Pre-tax Net Operating Income | $808.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.17M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $568.00k |
| Total Liabilities and Capital | $283.70M |
Securities
| Securities | $98.02M |
| Available-for-sale debt securities | $97.96M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security Trust & Savings Bank?
$283.70M as of the latest filing.
How much are Security Trust & Savings Bank's total deposits?
$257.06M in total deposits.
Where is Security Trust & Savings Bank located?
Storm Lake, IA.
What is the Net Interest Margin?
2.63%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1908.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$78.25M (latest filing).
What is the total interest income (latest filing)?
$2.90M.