Security Trust & Savings Bank
Storm Lake, IA
IDRSSD: 363648
Total Assets
$274.87M
Latest filing
Total Deposits
$248.24M
Latest filing
Net Interest Margin
2.65%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Security Trust & Savings Bank
601 Lake Street
Storm Lake, IA 50588
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1908FDIC Certificate 635
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security Trust & Savings Bank (Main) | 601 Lake Street | Storm Lake, IA |
| AUTO BRANCH | 300 West 5th Street | Storm Lake, IA |
| REMBRANDT BRANCH | 101 E Main St | Rembrandt, IA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50588 |
| State and County Number | 19021 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Storm Lake, IA |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.securitybanksl.com |
| Data Updated | 01/30/2026 |
| CERT | 968 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $274.87M |
| Total Deposits | $248.24M |
| Total Liabilities | $248.78M |
| Total Equity Capital | $26.09M |
| Net Income | $728.00k |
| Net Loans and Leases | $80.87M |
| Assets Per Employee ($Millions) | $13.74M |
| Bank Premises and Fixed Assets | $825.00k |
| Cash and Balances due from Depository Institutions | $85.69M |
| Deposits Held in Domestic Offices | $248.24M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 11.27% |
| Net Interest Margin | 2.65% |
| Efficiency Ratio | 55.82% |
| Tier 1 Risk-Based Capital Ratio | 29.77% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.491% |
| Earning Assets to total Assets | 97.23% |
Income and Expense
| Total Interest Income | $3.08M |
| Total Noninterest Income | $46.00k |
| Total Interest Expense | $1.28M |
| Total Noninterest Expense | $1.04M |
| Net Interest Income | $1.79M |
| Pre-tax Net Operating Income | $749.00k |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.17M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $548.00k |
| Total Liabilities and Capital | $274.87M |
Securities
| Securities | $99.41M |
| Available-for-sale debt securities | $99.34M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security Trust & Savings Bank?
$274.87M as of the latest filing.
How much are Security Trust & Savings Bank's total deposits?
$248.24M in total deposits.
Where is Security Trust & Savings Bank located?
Storm Lake, IA.
What is the Net Interest Margin?
2.65%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1908.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$80.87M (latest filing).
What is the total interest income (latest filing)?
$3.08M.