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Savings Bank

Primghar, IA
IDRSSD: 588348
Total Assets
$298.50M
Latest filing
Total Deposits
$249.34M
Latest filing
Net Interest Margin
3.39%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/15/1894
Community BankYes
Ownership TypeNot Mutual
ZIP51245
State and County Number19141
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees20
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/29/1934
Primary Insurance AgencyDIF
Websitewww.savingsbankia.com
Data Updated11/14/2025
CERT13735
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$298.50M
Total Deposits$249.34M
Total Liabilities$262.42M
Total Equity Capital$36.08M
Net Income$1.20M
Net Loans and Leases$221.78M
Assets Per Employee ($Millions)$14.93M
Bank Premises and Fixed Assets$996.00k
Cash and Balances due from Depository Institutions$4.64M
Deposits Held in Domestic Offices$249.34M

Key Performance Ratios

Return on Assets (ROA)1.63%
Return on Equity (ROE)13.68%
Net Interest Margin3.39%
Efficiency Ratio36.19%
Tier 1 Risk-Based Capital Ratio15.152%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.44%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.087%
Earning Assets to total Assets97.23%

Income and Expense

Total Interest Income$4.29M
Total Noninterest Income$50.00k
Total Interest Expense$1.86M
Total Noninterest Expense$895.00k
Net Interest Income$2.42M
Pre-tax Net Operating Income$1.25M
Provision for Credit Losses$325.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.24M
Other borrowed funds$8.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$3.59M
All Other Liabilities$1.49M
Total Liabilities and Capital$298.50M

Securities

Securities$64.97M
Available-for-sale debt securities$64.97M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Savings Bank?
$298.50M as of the latest filing.
How much are Savings Bank's total deposits?
$249.34M in total deposits.
Where is Savings Bank located?
Primghar, IA.
What is the Net Interest Margin?
3.39%.
How many domestic offices does it operate?
3.
When was it established?
11/15/1894.
What is the Return on Assets (ROA)?
1.63%.
How much are total loans and leases?
$221.78M (latest filing).
What is the total interest income (latest filing)?
$4.29M.