The First National Bank of Ava
Ava, IL
IDRSSD: 858443
Total Assets
$76.47M
Latest filing
Total Deposits
$67.41M
Latest filing
Net Interest Margin
4.20%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Ava
304 W Main St
Ava, IL 62907
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1917FDIC Certificate 2425
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First National Bank of Ava (Main) | 304 W Main St | Ava, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62907 |
| State and County Number | 17077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Carbondale-Marion, IL |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbava.bank |
| Data Updated | 11/14/2025 |
| CERT | 3761 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $76.47M |
| Total Deposits | $67.41M |
| Total Liabilities | $67.63M |
| Total Equity Capital | $8.84M |
| Net Income | $202.00k |
| Net Loans and Leases | $40.10M |
| Assets Per Employee ($Millions) | $5.1M |
| Bank Premises and Fixed Assets | $338.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $67.41M |
Key Performance Ratios
| Return on Assets (ROA) | 1.05% |
| Return on Equity (ROE) | 9.92% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 67.64% |
| Tier 1 Risk-Based Capital Ratio | 19.561% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.561% |
| Earning Assets to total Assets | 94.13% |
Income and Expense
| Total Interest Income | $949.00k |
| Total Noninterest Income | $26.00k |
| Total Interest Expense | $187.00k |
| Total Noninterest Expense | $533.00k |
| Net Interest Income | $762.00k |
| Pre-tax Net Operating Income | $255.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $95.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $219.00k |
| Total Liabilities and Capital | $76.47M |
Securities
| Securities | $31.72M |
| Available-for-sale debt securities | $31.72M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Ava?
$76.47M as of the latest filing.
How much are The First National Bank of Ava's total deposits?
$67.41M in total deposits.
Where is The First National Bank of Ava located?
Ava, IL.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1917.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$40.10M (latest filing).
What is the total interest income (latest filing)?
$949.00k.