Mason City National Bank
Mason City, IL
IDRSSD: 108746
Total Assets
$86.81M
Latest filing
Total Deposits
$75.48M
Latest filing
Net Interest Margin
2.99%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Mason City National Bank
104 W Pine St
Mason City, IL 62664
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/09/1944FDIC Certificate 10400
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Mason City National Bank (Main) | 104 W Pine St | Mason City, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/09/1944 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62664 |
| State and County Number | 17125 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/09/1944 |
| Primary Insurance Agency | DIF |
| Website | onlinebanking.masoncitynationalbank.com |
| Data Updated | 01/30/2026 |
| CERT | 16198 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $86.81M |
| Total Deposits | $75.48M |
| Total Liabilities | $75.66M |
| Total Equity Capital | $11.15M |
| Net Income | $308.00k |
| Net Loans and Leases | $32.24M |
| Assets Per Employee ($Millions) | $7.23M |
| Bank Premises and Fixed Assets | $503.00k |
| Cash and Balances due from Depository Institutions | $4.97M |
| Deposits Held in Domestic Offices | $75.48M |
Key Performance Ratios
| Return on Assets (ROA) | 1.44% |
| Return on Equity (ROE) | 10.93% |
| Net Interest Margin | 2.99% |
| Efficiency Ratio | 52.98% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.85% |
| Earning Assets to total Assets | 96.74% |
Income and Expense
| Total Interest Income | $861.00k |
| Total Noninterest Income | $85.00k |
| Total Interest Expense | $242.00k |
| Total Noninterest Expense | $373.00k |
| Net Interest Income | $619.00k |
| Pre-tax Net Operating Income | $331.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $171.00k |
| Total Liabilities and Capital | $86.81M |
Securities
| Securities | $47.09M |
| Available-for-sale debt securities | $47.09M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mason City National Bank?
$86.81M as of the latest filing.
How much are Mason City National Bank's total deposits?
$75.48M in total deposits.
Where is Mason City National Bank located?
Mason City, IL.
What is the Net Interest Margin?
2.99%.
How many domestic offices does it operate?
1.
When was it established?
10/09/1944.
What is the Return on Assets (ROA)?
1.44%.
How much are total loans and leases?
$32.24M (latest filing).
What is the total interest income (latest filing)?
$861.00k.