Visbanking Logo

Mason City National Bank

Mason City, IL
IDRSSD: 108746
Total Assets
$84.39M
Latest filing
Total Deposits
$72.87M
Latest filing
Net Interest Margin
3.04%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

The Atlanta National Bank
Atlanta, Illinois
→
Assets: $75.46MΔ +0.5%
The First National Bank of Ava
Ava, Illinois
→
Assets: $77.18MΔ +2.8%
Marseilles Bank
Marseilles, Illinois
→
Assets: $77.37MΔ +3.0%
The State Bank of Pearl City
Pearl City, Illinois
→
Assets: $72.81MΔ -3.0%
Beardstown Savings s.b.
Beardstown, Illinois
→
Assets: $72.45MΔ -3.5%
First State Bank of Olmsted
Olmsted, Illinois
→
Assets: $77.78MΔ +3.6%

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date10/09/1944
Community BankYes
Ownership TypeNot Mutual
ZIP62664
State and County Number17125
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees12
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance10/09/1944
Primary Insurance AgencyDIF
Websiteonlinebanking.masoncitynationalbank.com
Data Updated11/14/2025
CERT16198
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$84.39M
Total Deposits$72.87M
Total Liabilities$73.00M
Total Equity Capital$11.40M
Net Income$297.00k
Net Loans and Leases$31.85M
Assets Per Employee ($Millions)$7.03M
Bank Premises and Fixed Assets$516.00k
Cash and Balances due from Depository Institutions$8.03M
Deposits Held in Domestic Offices$72.87M

Key Performance Ratios

Return on Assets (ROA)1.49%
Return on Equity (ROE)10.98%
Net Interest Margin3.04%
Efficiency Ratio51.25%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.505%
Earning Assets to total Assets96.46%

Income and Expense

Total Interest Income$813.00k
Total Noninterest Income$55.00k
Total Interest Expense$228.00k
Total Noninterest Expense$328.00k
Net Interest Income$585.00k
Pre-tax Net Operating Income$312.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$125.00k
Total Liabilities and Capital$84.39M

Securities

Securities$41.90M
Available-for-sale debt securities$41.90M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Mason City National Bank?
$84.39M as of the latest filing.
How much are Mason City National Bank's total deposits?
$72.87M in total deposits.
Where is Mason City National Bank located?
Mason City, IL.
What is the Net Interest Margin?
3.04%.
How many domestic offices does it operate?
1.
When was it established?
10/09/1944.
What is the Return on Assets (ROA)?
1.49%.
How much are total loans and leases?
$31.85M (latest filing).
What is the total interest income (latest filing)?
$813.00k.