Farmers State Bank
Elmwood, IL
IDRSSD: 921936
Total Assets
$68.39M
Latest filing
Total Deposits
$60.31M
Latest filing
Net Interest Margin
3.25%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071112804ELMWOOD, IL
Key People
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Locations
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Main Office
Farmers State Bank
104 E Main St
Elmwood, IL 61529
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/06/1864FDIC Certificate 7691
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Farmers State Bank (Main) | 104 E Main St | Elmwood, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/06/1864 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61529 |
| State and County Number | 17143 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Peoria, IL |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsbelmwood.com |
| Data Updated | 01/30/2026 |
| CERT | 12107 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $68.39M |
| Total Deposits | $60.31M |
| Total Liabilities | $65.83M |
| Total Equity Capital | $2.56M |
| Net Income | $68.00k |
| Net Loans and Leases | $35.36M |
| Assets Per Employee ($Millions) | $6.22M |
| Bank Premises and Fixed Assets | $442.00k |
| Cash and Balances due from Depository Institutions | $5.12M |
| Deposits Held in Domestic Offices | $60.31M |
Key Performance Ratios
| Return on Assets (ROA) | 0.4% |
| Return on Equity (ROE) | 11.2% |
| Net Interest Margin | 3.25% |
| Efficiency Ratio | 88.07% |
| Tier 1 Risk-Based Capital Ratio | 13.133% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 3.745% |
| Earning Assets to total Assets | 96.12% |
Income and Expense
| Total Interest Income | $811.00k |
| Total Noninterest Income | $37.00k |
| Total Interest Expense | $278.00k |
| Total Noninterest Expense | $502.00k |
| Net Interest Income | $533.00k |
| Pre-tax Net Operating Income | $68.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.33M |
| All Other Liabilities | $182.00k |
| Total Liabilities and Capital | $68.39M |
Securities
| Securities | $25.95M |
| Available-for-sale debt securities | $25.95M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers State Bank?
$68.39M as of the latest filing.
How much are Farmers State Bank's total deposits?
$60.31M in total deposits.
Where is Farmers State Bank located?
Elmwood, IL.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
1.
When was it established?
12/06/1864.
What is the Return on Assets (ROA)?
0.4%.
How much are total loans and leases?
$35.36M (latest filing).
What is the total interest income (latest filing)?
$811.00k.