First State Bank of Olmsted
Olmsted, IL
IDRSSD: 413347
Total Assets
$77.53M
Latest filing
Total Deposits
$67.85M
Latest filing
Net Interest Margin
3.69%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank of Olmsted
185 N Front Street
Olmsted, IL 62970
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/07/1921FDIC Certificate 6671
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank of Olmsted (Main) | 185 N Front Street | Olmsted, IL |
| VIENNA LPO | 102 1/2 N 4th St | Vienna, IL |
| MOUNDS BRANCH | 143 Glen Hall Dr | Mounds, IL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/07/1921 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62970 |
| State and County Number | 17153 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firststatebank-olmsted.com |
| Data Updated | 01/30/2026 |
| CERT | 10437 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $77.53M |
| Total Deposits | $67.85M |
| Total Liabilities | $68.20M |
| Total Equity Capital | $9.33M |
| Net Income | $201.00k |
| Net Loans and Leases | $47.99M |
| Assets Per Employee ($Millions) | $4.85M |
| Bank Premises and Fixed Assets | $569.00k |
| Cash and Balances due from Depository Institutions | $4.90M |
| Deposits Held in Domestic Offices | $67.85M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 8.67% |
| Net Interest Margin | 3.69% |
| Efficiency Ratio | 64.19% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.035% |
| Earning Assets to total Assets | 95.62% |
Income and Expense
| Total Interest Income | $964.00k |
| Total Noninterest Income | $52.00k |
| Total Interest Expense | $276.00k |
| Total Noninterest Expense | $475.00k |
| Net Interest Income | $688.00k |
| Pre-tax Net Operating Income | $262.00k |
| Provision for Credit Losses | $3.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.09M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $350.00k |
| Total Liabilities and Capital | $77.53M |
Securities
| Securities | $20.97M |
| Available-for-sale debt securities | $20.87M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $101.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of Olmsted?
$77.53M as of the latest filing.
How much are First State Bank of Olmsted's total deposits?
$67.85M in total deposits.
Where is First State Bank of Olmsted located?
Olmsted, IL.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
3.
When was it established?
11/07/1921.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$47.99M (latest filing).
What is the total interest income (latest filing)?
$964.00k.