Visbanking Logo

Washington State Bank

Washington, IL
IDRSSD: 480246
Total Assets
$80.45M
Latest filing
Total Deposits
$71.11M
Latest filing
Net Interest Margin
2.24%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

The Bank of Bourbonnais
Bourbonnais, Illinois
→
Assets: $78.88MΔ -1.6%
First State Bank of Olmsted
Olmsted, Illinois
→
Assets: $77.78MΔ -2.9%
Marseilles Bank
Marseilles, Illinois
→
Assets: $77.37MΔ -3.5%
The First National Bank of Ava
Ava, Illinois
→
Assets: $77.18MΔ -3.7%
The Old Exchange National Bank of Okawville
Okawville, Illinois
→
Assets: $83.12MΔ +3.7%
Villa Grove State Bank
Villa Grove, Illinois
→
Assets: $83.51MΔ +4.2%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/17/1948
Community BankYes
Ownership TypeNot Mutual
ZIP61571
State and County Number17179
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NamePeoria, IL

Operational Info

Number of Employees9
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/17/1948
Primary Insurance AgencyDIF
Websitewww.washingtonstatebank.com
Data Updated11/14/2025
CERT16667
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$80.45M
Total Deposits$71.11M
Total Liabilities$74.25M
Total Equity Capital$6.20M
Net Income$131.00k
Net Loans and Leases$30.79M
Assets Per Employee ($Millions)$8.94M
Bank Premises and Fixed Assets$281.00k
Cash and Balances due from Depository Institutions$3.54M
Deposits Held in Domestic Offices$71.11M

Key Performance Ratios

Return on Assets (ROA)0.65%
Return on Equity (ROE)8.94%
Net Interest Margin2.24%
Efficiency Ratio64.45%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.71%
Earning Assets to total Assets95.73%

Income and Expense

Total Interest Income$791.00k
Total Noninterest Income$36.00k
Total Interest Expense$360.00k
Total Noninterest Expense$301.00k
Net Interest Income$431.00k
Pre-tax Net Operating Income$166.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$3.00M
Federal Funds Sold & Reverse Repurchase Agreement$200.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$143.00k
Total Liabilities and Capital$80.45M

Securities

Securities$45.04M
Available-for-sale debt securities$42.69M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$2.36M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Washington State Bank?
$80.45M as of the latest filing.
How much are Washington State Bank's total deposits?
$71.11M in total deposits.
Where is Washington State Bank located?
Washington, IL.
What is the Net Interest Margin?
2.24%.
How many domestic offices does it operate?
1.
When was it established?
01/17/1948.
What is the Return on Assets (ROA)?
0.65%.
How much are total loans and leases?
$30.79M (latest filing).
What is the total interest income (latest filing)?
$791.00k.