Washington State Bank
Washington, IL
IDRSSD: 480246
Total Assets
$82.49M
Latest filing
Total Deposits
$73.84M
Latest filing
Net Interest Margin
2.29%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071122276WASHINGTON, IL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Washington State Bank
1110 Peoria St
Washington, IL 61571
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/17/1948FDIC Certificate 10798
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Washington State Bank (Main) | 1110 Peoria St | Washington, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/17/1948 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61571 |
| State and County Number | 17179 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Peoria, IL |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/17/1948 |
| Primary Insurance Agency | DIF |
| Website | www.washingtonstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 16667 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $82.49M |
| Total Deposits | $73.84M |
| Total Liabilities | $76.17M |
| Total Equity Capital | $6.32M |
| Net Income | $122.00k |
| Net Loans and Leases | $30.23M |
| Assets Per Employee ($Millions) | $10.31M |
| Bank Premises and Fixed Assets | $277.00k |
| Cash and Balances due from Depository Institutions | $6.15M |
| Deposits Held in Domestic Offices | $73.84M |
Key Performance Ratios
| Return on Assets (ROA) | 0.6% |
| Return on Equity (ROE) | 7.79% |
| Net Interest Margin | 2.29% |
| Efficiency Ratio | 67.65% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.663% |
| Earning Assets to total Assets | 92.62% |
Income and Expense
| Total Interest Income | $821.00k |
| Total Noninterest Income | $36.00k |
| Total Interest Expense | $381.00k |
| Total Noninterest Expense | $322.00k |
| Net Interest Income | $440.00k |
| Pre-tax Net Operating Income | $154.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $200.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $335.00k |
| Total Liabilities and Capital | $82.49M |
Securities
| Securities | $44.98M |
| Available-for-sale debt securities | $43.66M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.32M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Washington State Bank?
$82.49M as of the latest filing.
How much are Washington State Bank's total deposits?
$73.84M in total deposits.
Where is Washington State Bank located?
Washington, IL.
What is the Net Interest Margin?
2.29%.
How many domestic offices does it operate?
1.
When was it established?
01/17/1948.
What is the Return on Assets (ROA)?
0.6%.
How much are total loans and leases?
$30.23M (latest filing).
What is the total interest income (latest filing)?
$821.00k.