The First Bank and Trust Company of Murphysboro
Murphysboro, IL
IDRSSD: 303747
Total Assets
$82.70M
Latest filing
Total Deposits
$75.95M
Latest filing
Net Interest Margin
4.20%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First Bank and Trust Company of Murphysboro
1403 Walnut St
Murphysboro, IL 62966
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1889FDIC Certificate 2479
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First Bank and Trust Company of Murphysboro (Main) | 1403 Walnut St | Murphysboro, IL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1889 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62966 |
| State and County Number | 17077 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Carbondale-Marion, IL |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fb-t.com |
| Data Updated | 11/14/2025 |
| CERT | 3818 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $82.70M |
| Total Deposits | $75.95M |
| Total Liabilities | $76.31M |
| Total Equity Capital | $6.39M |
| Net Income | $143.00k |
| Net Loans and Leases | $52.83M |
| Assets Per Employee ($Millions) | $4.13M |
| Bank Premises and Fixed Assets | $226.00k |
| Cash and Balances due from Depository Institutions | $3.10M |
| Deposits Held in Domestic Offices | $75.95M |
Key Performance Ratios
| Return on Assets (ROA) | 0.68% |
| Return on Equity (ROE) | 9.3% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 90.27% |
| Tier 1 Risk-Based Capital Ratio | 14.187% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.729% |
| Earning Assets to total Assets | 89.14% |
Income and Expense
| Total Interest Income | $960.00k |
| Total Noninterest Income | $80.00k |
| Total Interest Expense | $177.00k |
| Total Noninterest Expense | $779.00k |
| Net Interest Income | $783.00k |
| Pre-tax Net Operating Income | $149.00k |
| Provision for Credit Losses | $-65,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.40M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $498.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $356.00k |
| Total Liabilities and Capital | $82.70M |
Securities
| Securities | $18.95M |
| Available-for-sale debt securities | $16.52M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.43M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First Bank and Trust Company of Murphysboro?
$82.70M as of the latest filing.
How much are The First Bank and Trust Company of Murphysboro's total deposits?
$75.95M in total deposits.
Where is The First Bank and Trust Company of Murphysboro located?
Murphysboro, IL.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1889.
What is the Return on Assets (ROA)?
0.68%.
How much are total loans and leases?
$52.83M (latest filing).
What is the total interest income (latest filing)?
$960.00k.